📥 Balance Top-Ups
Local currency (ARS or Argentine pesos, COP or Colombian pesos, MXN or Mexican pesos, BRL or reais):
Typically, the top-up is completed immediately or within a few minutes.
Exception: In some cases, it may take up to 24 business hours to be credited.
USD via ACH:
Estimated time: Between 3 and 6 business days.
Note: Weekends and U.S. bank holidays are not counted.
USD via Wire:
Estimated time: Up to 48 business hours.
Note: Weekends and U.S. bank holidays are not counted.
EUR via IBAN + SEPA:
Estimated time: Generally, the credit is immediate if it comes from another bank within the SEPA system.
Cryptocurrencies:
Estimated time: Depends on the network status and its level of congestion.
Under normal conditions, the operation is usually completed within a few minutes after confirmation from your wallet or exchange.
From another ARQ account:
Estimated time: Immediate.
📤 Balance Withdrawals
Local currency (ARS, COP, MXN, R$):
Typically, the withdrawal is completed immediately or within a few minutes.
Exception: In some cases, it may take up to 24 business hours to be credited.
USD via ACH:
Estimated time: Between 1 and 3 business days.
Note: Weekends and U.S. bank holidays are not counted.
EUR via IBAN + SEPA:
Estimated time: Generally, the credit is immediate if withdrawing to another bank within the SEPA system.
Cryptocurrency withdrawals:
Currently, cryptocurrency withdrawals are not available.
Important Note:
Processing times are estimates and may vary due to external factors such as network congestion or banking hours. It is always recommended to verify the specific details of each transaction.