# ARQ Help Center > Advice and answers from the ARQ team ## Português do Brasil ### Sobre o ARQ - [Conheça nossa nova marca: DolarApp agora é ARQ](https://help.arqfinance.com/pt-BR/articles/13897054-conheca-nossa-nova-marca-dolarapp-agora-e-arq.md): Leia sobre o nosso rebranding e as perguntas frequentes. - [O que é o ARQ](https://help.arqfinance.com/pt-BR/articles/13368100-o-que-e-o-arq.md): Saiba mais sobre a ARQ e nossos benefícios - [Por que eu deveria usar ARQ?](https://help.arqfinance.com/pt-BR/articles/13533154-por-que-eu-deveria-usar-arq.md): O ARQ não é apenas um aplicativo financeiro, é seu aliado para proteger suas economias e gerenciar suas finanças de maneira inteligente. Veja como o ARQ pode beneficiar você: - [O que são Dólares Digitais?](https://help.arqfinance.com/pt-BR/articles/13533823-o-que-sao-dolares-digitais.md): Descubra o que são dólares digitais e como funcionam - [Custos e tarifas no ARQ](https://help.arqfinance.com/pt-BR/articles/13738316-custos-e-tarifas-no-arq.md) - [Quais benefícios eu tenho ao manter meu dinheiro na ARQ?](https://help.arqfinance.com/pt-BR/articles/13545731-quais-beneficios-eu-tenho-ao-manter-meu-dinheiro-na-arq.md): Descubra todos os benefícios que a ARQ oferece para o seu saldo. ### Gestão da conta - [Criando uma conta no ARQ](https://help.arqfinance.com/pt-BR/articles/13545803-criando-uma-conta-no-arq.md): Passos para Criar Sua Conta no ARQ - [Funciona para estrangeiros?](https://help.arqfinance.com/pt-BR/articles/13545819-funciona-para-estrangeiros.md) - [Como compartilho ARQ com amigos?](https://help.arqfinance.com/pt-BR/articles/13545832-como-compartilho-arq-com-amigos.md) - [O que é a $ARQtag e qual é sua função?](https://help.arqfinance.com/pt-BR/articles/13545847-o-que-e-a-arqtag-e-qual-e-sua-funcao.md) - [Quem pode criar uma conta ARQ?](https://help.arqfinance.com/pt-BR/articles/13610915-quem-pode-criar-uma-conta-arq.md): Veja tudo sobre os requisitos para abrir uma conta - [Origem dos recursos: como comprovar sua renda](https://help.arqfinance.com/pt-BR/articles/13900640-origem-dos-recursos-como-comprovar-sua-renda.md): Aqui está tudo o que você precisa saber sobre quais documentos enviar para comprovar a origem dos seus fundos. - [Quanto dinheiro posso transferir para dentro e para fora da minha conta?](https://help.arqfinance.com/pt-BR/articles/15117555-quanto-dinheiro-posso-transferir-para-dentro-e-para-fora-da-minha-conta.md) - [Tenho problemas verificando minha identidade](https://help.arqfinance.com/pt-BR/articles/13545893-tenho-problemas-verificando-minha-identidade.md) - [Estou com problemas para receber o código de segurança \(SMS, WhatsApp ou e-mail\)](https://help.arqfinance.com/pt-BR/articles/13545913-estou-com-problemas-para-receber-o-codigo-de-seguranca-sms-whatsapp-ou-e-mail.md) - [Minha conta ARQ está em revisão](https://help.arqfinance.com/pt-BR/articles/13545943-minha-conta-arq-esta-em-revisao.md): Tudo que você precisa saber se sua conta estiver em revisão - [Não consigo acessar minha conta](https://help.arqfinance.com/pt-BR/articles/13545977-nao-consigo-acessar-minha-conta.md) - [Como alterar meus dados pessoais?](https://help.arqfinance.com/pt-BR/articles/13546076-como-alterar-meus-dados-pessoais.md) - [Como posso atualizar meu e-mail?](https://help.arqfinance.com/pt-BR/articles/13546089-como-posso-atualizar-meu-e-mail.md) - [Como posso atualizar o número de telefone associado à minha conta ARQ?](https://help.arqfinance.com/pt-BR/articles/13546106-como-posso-atualizar-o-numero-de-telefone-associado-a-minha-conta-arq.md) - [Encerrar minha conta ARQ](https://help.arqfinance.com/pt-BR/articles/13546173-encerrar-minha-conta-arq.md) - [Como posso alterar minha ARQtag?](https://help.arqfinance.com/pt-BR/articles/13900654-como-posso-alterar-minha-arqtag.md): Sua ARQtag é o seu identificador no ARQ, que seus amigos podem usar para enviar dinheiro para você por meio da função de pagamentos entre pessoas \(P2P\) - [Brasil: Relatório Auxiliar do Imposto de Renda \(DIRPF 2026\)](https://help.arqfinance.com/pt-BR/articles/14368060-brasil-relatorio-auxiliar-do-imposto-de-renda-dirpf-2026.md) ### Cartões - [O que é o cartão ARQ?](https://help.arqfinance.com/pt-BR/articles/13546201-o-que-e-o-cartao-arq.md) - [Onde posso usar meu cartão?](https://help.arqfinance.com/pt-BR/articles/13546361-onde-posso-usar-meu-cartao.md) - [Cartão ARQ: é crédito ou débito?](https://help.arqfinance.com/pt-BR/articles/13546891-cartao-arq-e-credito-ou-debito.md) - [Posso realizar saques com meu cartão ARQ?](https://help.arqfinance.com/pt-BR/articles/13546968-posso-realizar-saques-com-meu-cartao-arq.md) - [Meu cartão ARQ tem custos?](https://help.arqfinance.com/pt-BR/articles/13547335-meu-cartao-arq-tem-custos.md) - [Limite de cartões](https://help.arqfinance.com/pt-BR/articles/13547401-limite-de-cartoes.md): Quantos cartões você pode criar - [Senha do cartão \(PIN\)](https://help.arqfinance.com/pt-BR/articles/13547535-senha-do-cartao-pin.md) - [Enviar ou receber dinheiro para os Cartões ARQ](https://help.arqfinance.com/pt-BR/articles/13621932-enviar-ou-receber-dinheiro-para-os-cartoes-arq.md) - [Limites de saque em caixas eletrônicos \(contas da Colômbia\)](https://help.arqfinance.com/pt-BR/articles/13551275-limites-de-saque-em-caixas-eletronicos-contas-da-colombia.md): Aqui você encontra todas as informações relacionadas aos limites de saque em caixas eletrônicos para usuários com contas registradas na Colômbia - [Tarifas de saque em caixas eletrônicos e como evitar cobranças inesperadas](https://help.arqfinance.com/pt-BR/articles/13551411-tarifas-de-saque-em-caixas-eletronicos-e-como-evitar-cobrancas-inesperadas.md): Informações sobre as tarifas de saque em caixas eletrônicos usando o ARQ - [Entendendo a diferença entre o cartão Global e Local · Brasil](https://help.arqfinance.com/pt-BR/articles/13549820-entendendo-a-diferenca-entre-o-cartao-global-e-local-brasil.md): Aprenda quando usar cada cartão para aproveitá-los ao máximo! - [Entendendo as diferenças entre o Cartão Global e Local · Argentina](https://help.arqfinance.com/pt-BR/articles/13548174-entendendo-as-diferencas-entre-o-cartao-global-e-local-argentina.md) - [O que fazer em caso de roubo ou perda do meu cartão ARQ?](https://help.arqfinance.com/pt-BR/articles/13549882-o-que-fazer-em-caso-de-roubo-ou-perda-do-meu-cartao-arq.md): Recomendações caso seu cartão seja roubado ou perdido. - [Compras não reconhecidas](https://help.arqfinance.com/pt-BR/articles/13549927-compras-nao-reconhecidas.md): Caso note uma compra de cartão não reconhecida em sua conta - [Se meu cartão não passa ou é rejeitado, o que devo fazer?](https://help.arqfinance.com/pt-BR/articles/13549978-se-meu-cartao-nao-passa-ou-e-rejeitado-o-que-devo-fazer.md) - [Aprove seus pagamentos online dentro do app](https://help.arqfinance.com/pt-BR/articles/13828820-aprove-seus-pagamentos-online-dentro-do-app.md): Entenda a importância da segurança ao fazer pagamentos online - [O que é 3D Secure?](https://help.arqfinance.com/pt-BR/articles/13550012-o-que-e-3d-secure.md) - [Como solicito meu cartão?](https://help.arqfinance.com/pt-BR/articles/13550099-como-solicito-meu-cartao.md) - [Como ativar meu cartão?](https://help.arqfinance.com/pt-BR/articles/13550139-como-ativar-meu-cartao.md) - [Quanto tempo demora para entregar meu cartão?](https://help.arqfinance.com/pt-BR/articles/13550159-quanto-tempo-demora-para-entregar-meu-cartao.md) - [Onde posso receber meu cartão físico?](https://help.arqfinance.com/pt-BR/articles/13550176-onde-posso-receber-meu-cartao-fisico.md) - [Por que minha contestação foi negada?](https://help.arqfinance.com/pt-BR/articles/13551787-por-que-minha-contestacao-foi-negada.md) - [Política de Reembolsos](https://help.arqfinance.com/pt-BR/articles/13550339-politica-de-reembolsos.md) - [Como fazer pagamentos internacionais?](https://help.arqfinance.com/pt-BR/articles/13550928-como-fazer-pagamentos-internacionais.md): Veja como pagamentos em diferentes moedas funciona. - [Como funcionam as taxas de câmbio ao fazer pagamentos?](https://help.arqfinance.com/pt-BR/articles/13551024-como-funcionam-as-taxas-de-cambio-ao-fazer-pagamentos.md) - [Reembolso de compras](https://help.arqfinance.com/pt-BR/articles/13551202-reembolso-de-compras.md) - [Se fizeram uma cobrança de validação no meu cartão, quando será o reembolso?](https://help.arqfinance.com/pt-BR/articles/13901451-se-fizeram-uma-cobranca-de-validacao-no-meu-cartao-quando-sera-o-reembolso.md) - [Posso adicionar meu cartão ao Google Pay?](https://help.arqfinance.com/pt-BR/articles/13551544-posso-adicionar-meu-cartao-ao-google-pay.md): Aproveite todos os benefícios do seu cartão com o Google Pay. Mais seguro e rápido do que nunca. - [Posso adicionar meu cartão ao Apple Pay?](https://help.arqfinance.com/pt-BR/articles/13900835-posso-adicionar-meu-cartao-ao-apple-pay.md): Sim! Você pode vincular seu ARQCard ao Apple Pay e fazer pagamentos instantâneos em milhares de lojas diretamente pelo seu iPhone. ### Contas e saldos em USDc e EURc - [Converta automaticamente suas recargas em USDc](https://help.arqfinance.com/pt-BR/articles/13901839-converta-automaticamente-suas-recargas-em-usdc.md) - [Posso usar meu saldo em EURc para pagar com o cartão?](https://help.arqfinance.com/pt-BR/articles/13901899-posso-usar-meu-saldo-em-eurc-para-pagar-com-o-cartao.md) - [Posso converter entre meus saldos em USDc e EURc?](https://help.arqfinance.com/pt-BR/articles/13901923-posso-converter-entre-meus-saldos-em-usdc-e-eurc.md): Troque entre USDc e EURc em segundos! - [Como configurar alertas de preço no ARQ?](https://help.arqfinance.com/pt-BR/articles/13901932-como-configurar-alertas-de-preco-no-arq.md) - [Por que os dados bancários em euros não estão no meu nome?](https://help.arqfinance.com/pt-BR/articles/13545926-por-que-os-dados-bancarios-em-euros-nao-estao-no-meu-nome.md) - [Como enviar e receber pagamentos dos EUA?](https://help.arqfinance.com/pt-BR/articles/13901947-como-enviar-e-receber-pagamentos-dos-eua.md) - [Como receber uma transferência ACH](https://help.arqfinance.com/pt-BR/articles/13901965-como-receber-uma-transferencia-ach.md): Tudo que você precisa saber sobre transferências ACH - [Os dados da sua conta nos EUA estão mudando](https://help.arqfinance.com/pt-BR/articles/14081063-os-dados-da-sua-conta-nos-eua-estao-mudando.md) - [Posso configurar débitos automáticos na minha conta ARQ?](https://help.arqfinance.com/pt-BR/articles/15948337-posso-configurar-debitos-automaticos-na-minha-conta-arq.md): O que você precisa saber sobre débitos automáticos \(ACH Pull\) - [O que é um IBAN?](https://help.arqfinance.com/pt-BR/articles/13901986-o-que-e-um-iban.md) - [Como posso obter meu IBAN?](https://help.arqfinance.com/pt-BR/articles/13901988-como-posso-obter-meu-iban.md): Instruções para obter os dados da sua conta em euros. - [Posso manter minhas contas em USD e EUR ativas simultaneamente?](https://help.arqfinance.com/pt-BR/articles/13902007-posso-manter-minhas-contas-em-usd-e-eur-ativas-simultaneamente.md) - [O que é um comprovante de endereço e quais são os requisitos para ser válido?](https://help.arqfinance.com/pt-BR/articles/13902011-o-que-e-um-comprovante-de-endereco-e-quais-sao-os-requisitos-para-ser-valido.md) ### Adicionar saldo à minha conta - [Tempo Estimado para Conclusão de Depósitos ou Saques no ARQ](https://help.arqfinance.com/pt-BR/articles/13545884-tempo-estimado-para-conclusao-de-depositos-ou-saques-no-arq.md) - [Conta sem fronteiras: recarga em múltiplas moedas](https://help.arqfinance.com/pt-BR/articles/13532861-conta-sem-fronteiras-recarga-em-multiplas-moedas.md): Conta sem fronteiras: transfira em moedas locais ou em dólares americanos - [Faça sua primeira transferência em USD para o ARQ](https://help.arqfinance.com/pt-BR/articles/13738840-faca-sua-primeira-transferencia-em-usd-para-o-arq.md): Adicione saldo usando sua própria conta bancária — é um processo simples - [Recarregar minha conta com dólares \(USD\)](https://help.arqfinance.com/pt-BR/articles/13901700-recarregar-minha-conta-com-dolares-usd.md): Como recarregar minha conta com dólares \(USD\) - [Prazos de processamento para transferências em USD](https://help.arqfinance.com/pt-BR/articles/13901721-prazos-de-processamento-para-transferencias-em-usd.md) - [Como receber sua primeira transferência em dólares de outra pessoa no ARQ](https://help.arqfinance.com/pt-BR/articles/13901773-como-receber-sua-primeira-transferencia-em-dolares-de-outra-pessoa-no-arq.md): Passos para receber sua primeira transferência em USD de outra pessoa, de modo eficiente e simples - [Diferença entre transferências ACH e Wire](https://help.arqfinance.com/pt-BR/articles/13901787-diferenca-entre-transferencias-ach-e-wire.md): Diferenças entre os dois métodos de transferência dos EUA - [Como posso fazer transferências eletrônicas \(Wire\) para a ARQ?](https://help.arqfinance.com/pt-BR/articles/13901819-como-posso-fazer-transferencias-eletronicas-wire-para-a-arq.md) - [Preciso de um código SWIFT/BIC para transferências dos EUA no ARQ?](https://help.arqfinance.com/pt-BR/articles/13901841-preciso-de-um-codigo-swift-bic-para-transferencias-dos-eua-no-arq.md): Código SWIFT/BIC - [Como funcionam os microdepósitos?](https://help.arqfinance.com/pt-BR/articles/13901865-como-funcionam-os-microdepositos.md) - [Saque instantâneo através do Deel](https://help.arqfinance.com/pt-BR/articles/13901886-saque-instantaneo-atraves-do-deel.md) - [Minha transação em USD está demorando](https://help.arqfinance.com/pt-BR/articles/13901908-minha-transacao-em-usd-esta-demorando.md) - [Receba pagamentos dos EUA via FedNow](https://help.arqfinance.com/pt-BR/articles/15279179-receba-pagamentos-dos-eua-via-fednow.md): Saiba como receber pagamentos instantâneos pelo FedNow, 24/7, sem precisar configurar nada. - [Como enviar saldo do Deel para o ARQ](https://help.arqfinance.com/pt-BR/articles/13738921-como-enviar-saldo-do-deel-para-o-arq.md): Descubra como configurar sua conta ARQ como método de saque no Deel - [Como enviar saldo do PayPal para o ARQ](https://help.arqfinance.com/pt-BR/articles/13738950-como-enviar-saldo-do-paypal-para-o-arq.md): Descubra como configurar o DolarApp como uma conta bancária para enviar saldo do PayPal - [Como enviar saldo do Payoneer para o ARQ](https://help.arqfinance.com/pt-BR/articles/13738987-como-enviar-saldo-do-payoneer-para-o-arq.md): Descubra como configurar sua conta ARQ como a principal opção para saques no Payoneer. - [Como enviar saldo do Wise ao ARQ](https://help.arqfinance.com/pt-BR/articles/13739009-como-enviar-saldo-do-wise-ao-arq.md): Descubra como configurar sua conta ARQ como método de retirada do Wise - [Como enviar saldo do Bank of America para o ARQ](https://help.arqfinance.com/pt-BR/articles/13901704-como-enviar-saldo-do-bank-of-america-para-o-arq.md) - [Como enviar saldo do Airbnb sua conta ARQ?](https://help.arqfinance.com/pt-BR/articles/13901714-como-enviar-saldo-do-airbnb-sua-conta-arq.md) - [Como enviar saldo da Ameritrade para o ARQ](https://help.arqfinance.com/pt-BR/articles/13901741-como-enviar-saldo-da-ameritrade-para-o-arq.md) - [Como enviar dinheiro do CashApp para sua conta ARQ](https://help.arqfinance.com/pt-BR/articles/13901783-como-enviar-dinheiro-do-cashapp-para-sua-conta-arq.md) - [Como enviar saldo do Chase JP Morgan para a ARQ](https://help.arqfinance.com/pt-BR/articles/13901877-como-enviar-saldo-do-chase-jp-morgan-para-a-arq.md) - [Como enviar saldo do Wells Fargo ao ARQ?](https://help.arqfinance.com/pt-BR/articles/13901897-como-enviar-saldo-do-wells-fargo-ao-arq.md) - [Como enviar saldo do Citibank ao ARQ](https://help.arqfinance.com/pt-BR/articles/13901914-como-enviar-saldo-do-citibank-ao-arq.md) - [Como enviar saldo da Interactive Brokers para o ARQ](https://help.arqfinance.com/pt-BR/articles/13901927-como-enviar-saldo-da-interactive-brokers-para-o-arq.md) - [Recarregar minha conta com euros \(EUR\)](https://help.arqfinance.com/pt-BR/articles/10302618-recarregar-minha-conta-com-euros-eur.md): Instruções para recarregar sua conta em euros - [Minha transferência em euros não foi creditada](https://help.arqfinance.com/pt-BR/articles/11775786-minha-transferencia-em-euros-nao-foi-creditada.md) - [O que é uma transferência SEPA?](https://help.arqfinance.com/pt-BR/articles/10268697-o-que-e-uma-transferencia-sepa.md) - [Quais países são suportados para transferências SEPA?](https://help.arqfinance.com/pt-BR/articles/10268986-quais-paises-sao-suportados-para-transferencias-sepa.md) - [Cómo as transferências em EUR são processadas](https://help.arqfinance.com/pt-BR/articles/13747290-como-as-transferencias-em-eur-sao-processadas.md) - [Há comissões para transferências europeias?](https://help.arqfinance.com/pt-BR/articles/10269355-ha-comissoes-para-transferencias-europeias.md) - [Recarregar minha conta com pesos \(COP\)](https://help.arqfinance.com/pt-BR/articles/13901934-recarregar-minha-conta-com-pesos-cop.md) - [Como depositar pesos argentinos \(ARS\) em minha conta](https://help.arqfinance.com/pt-BR/articles/13901966-como-depositar-pesos-argentinos-ars-em-minha-conta.md): Passos a seguir para depositar pesos \(ARS\) em sua conta - [Recarregar minha conta com pesos \(MXN\)](https://help.arqfinance.com/pt-BR/articles/13901951-recarregar-minha-conta-com-pesos-mxn.md) - [Transferência Entrante Demorada](https://help.arqfinance.com/pt-BR/articles/13902076-transferencia-entrante-demorada.md) - [O que é o Coelsa ID e por que ele é importante?](https://help.arqfinance.com/pt-BR/articles/13905065-o-que-e-o-coelsa-id-e-por-que-ele-e-importante.md): Recarga em pesos argentinos. - [O que é uma chave Bre-B?](https://help.arqfinance.com/pt-BR/articles/15059940-o-que-e-uma-chave-bre-b.md) - [Recarregue sua conta ARQ com cripto](https://help.arqfinance.com/pt-BR/articles/13828411-recarregue-sua-conta-arq-com-cripto.md): Adicione USDc ou USDT diretamente da sua carteira cripto - [Ethereum vs. Polygon: Qual rede devo usar para recarregar USDc?](https://help.arqfinance.com/pt-BR/articles/13828533-ethereum-vs-polygon-qual-rede-devo-usar-para-recarregar-usdc.md): Escolha a rede certa para suas recargas com cripto ### Retirar valores da sua conta ARQ - [Enviar dólares \(USD\) por transferência bancária ACH](https://help.arqfinance.com/pt-BR/articles/13739027-enviar-dolares-usd-por-transferencia-bancaria-ach.md): Instruções para enviar dólares americanos \(USD\) para uma conta bancária nos EUA - [Enviar euros \(EUR\) via transferência bancária SEPA](https://help.arqfinance.com/pt-BR/articles/13901610-enviar-euros-eur-via-transferencia-bancaria-sepa.md): Instruções para enviar euros para uma conta bancária na Europa. - [Envie pesos colombianos \(COP\) por transferência bancária](https://help.arqfinance.com/pt-BR/articles/13901629-envie-pesos-colombianos-cop-por-transferencia-bancaria.md): Instruções para enviar pesos colombianos para uma conta bancária na Colômbia. - [Enviar pesos mexicanos \(MXN\) por transferência bancária](https://help.arqfinance.com/pt-BR/articles/13901642-enviar-pesos-mexicanos-mxn-por-transferencia-bancaria.md): Instruções para enviar pesos mexicanos para uma conta bancária no México. - [Envie pesos argentinos \(ARS\) por transferência bancária](https://help.arqfinance.com/pt-BR/articles/13901652-envie-pesos-argentinos-ars-por-transferencia-bancaria.md) - [O que devo fazer se uma transferência SEPA falhar?](https://help.arqfinance.com/pt-BR/articles/13901739-o-que-devo-fazer-se-uma-transferencia-sepa-falhar.md) - [O que devo fazer se minha transferência SEPA atrasar?](https://help.arqfinance.com/pt-BR/articles/13901744-o-que-devo-fazer-se-minha-transferencia-sepa-atrasar.md) - [Aceitamos transferências SWIFT?](https://help.arqfinance.com/pt-BR/articles/13901750-aceitamos-transferencias-swift.md) - [O que acontece se eu enviar uma transferência SEPA para a conta errada?](https://help.arqfinance.com/pt-BR/articles/13901756-o-que-acontece-se-eu-enviar-uma-transferencia-sepa-para-a-conta-errada.md) - [Envie pesos colombianos \(COP\) pelo Bre-B](https://help.arqfinance.com/pt-BR/articles/15059876-envie-pesos-colombianos-cop-pelo-bre-b.md) ### Transferências entre clientes do ARQ - [Envie dólares digitais para seus amigos com pagamentos P2P](https://help.arqfinance.com/pt-BR/articles/13902030-envie-dolares-digitais-para-seus-amigos-com-pagamentos-p2p.md) - [Como usar Grupos?](https://help.arqfinance.com/pt-BR/articles/13902045-como-usar-grupos.md) - [Sobre o Saldo de Contas Inteligente](https://help.arqfinance.com/pt-BR/articles/13902068-sobre-o-saldo-de-contas-inteligente.md) - [Como adicionar despesas manuais aos Grupos?](https://help.arqfinance.com/pt-BR/articles/13902072-como-adicionar-despesas-manuais-aos-grupos.md) ### Pagamento de contas e serviços - [O que é o pagamento de contas?](https://help.arqfinance.com/pt-BR/articles/13828316-o-que-e-o-pagamento-de-contas.md): Explicamos para que serve a funcionalidade de pagamento de contas dentro do ARQ - [Não encontro uma empresa de serviços ou convênio](https://help.arqfinance.com/pt-BR/articles/13828349-nao-encontro-uma-empresa-de-servicos-ou-convenio.md): Envie para nós o nome da empresa, serviço ou convênio que você deseja pagar através do ARQ e assim poderemos avaliar a sua inclusão. ### PIX - [Tudo sobre Pix](https://help.arqfinance.com/pt-BR/articles/13828378-tudo-sobre-pix.md): Um resumo de tudo que precisa saber sobre Pix - [O que é uma chave PIX?](https://help.arqfinance.com/pt-BR/articles/13901397-o-que-e-uma-chave-pix.md) - [Como fazer e receber um Pix?](https://help.arqfinance.com/pt-BR/articles/13901402-como-fazer-e-receber-um-pix.md) - [Pix Saque e Pix Troco](https://help.arqfinance.com/pt-BR/articles/13901423-pix-saque-e-pix-troco.md) - [Devolução de Pix](https://help.arqfinance.com/pt-BR/articles/13901431-devolucao-de-pix.md) - [Meus limites de PIX](https://help.arqfinance.com/pt-BR/articles/13901438-meus-limites-de-pix.md) - [Alerta de possível fraude em transações PIX](https://help.arqfinance.com/pt-BR/articles/13901460-alerta-de-possivel-fraude-em-transacoes-pix.md) - [Guia de Contestação PIX](https://help.arqfinance.com/pt-BR/articles/15234055-guia-de-contestacao-pix.md): Saiba tudo o que precisa sobre contestações PIX. - [Bloqueio cautelar por infração PIX: o que é e o que fazer](https://help.arqfinance.com/pt-BR/articles/15424970-bloqueio-cautelar-por-infracao-pix-o-que-e-e-o-que-fazer.md): Disponível apenas para contas registradas no Brasil ### Render e investir - [Quais ativos de renda fixa brasileiros estão disponíveis?](https://help.arqfinance.com/pt-BR/articles/16093889-quais-ativos-de-renda-fixa-brasileiros-estao-disponiveis.md) - [Como configurar sua conta para investir em renda fixa brasileira?](https://help.arqfinance.com/pt-BR/articles/16093955-como-configurar-sua-conta-para-investir-em-renda-fixa-brasileira.md) - [Como investir em ativos de renda fixa brasileira](https://help.arqfinance.com/pt-BR/articles/16097449-como-investir-em-ativos-de-renda-fixa-brasileira.md) - [Como vender seus ativos de renda fixa brasileira?](https://help.arqfinance.com/pt-BR/articles/16097673-como-vender-seus-ativos-de-renda-fixa-brasileira.md) - [Quais impostos incidem sobre meus investimentos em renda fixa brasileira?](https://help.arqfinance.com/pt-BR/articles/16101303-quais-impostos-incidem-sobre-meus-investimentos-em-renda-fixa-brasileira.md) - [Quando você recebe os rendimentos dos seus investimentos em renda fixa brasileira?](https://help.arqfinance.com/pt-BR/articles/16101459-quando-voce-recebe-os-rendimentos-dos-seus-investimentos-em-renda-fixa-brasileira.md) - [O que é o ARQ Investir?](https://help.arqfinance.com/pt-BR/articles/13869170-o-que-e-o-arq-investir.md) - [Como criar sua conta de investimentos](https://help.arqfinance.com/pt-BR/articles/13869204-como-criar-sua-conta-de-investimentos.md): Guia passo a passo para acessar sua conta de investimentos - [Como seus investimentos estão protegidos?](https://help.arqfinance.com/pt-BR/articles/13828601-como-seus-investimentos-estao-protegidos.md): Tudo o que você precisa saber sobre onde seus investimentos estão custodiados, como eles são segurados e como garantimos sua proteção. - [Como seus investimentos estão protegidos?](https://help.arqfinance.com/pt-BR/articles/13869223-como-seus-investimentos-estao-protegidos.md): Um guia claro sobre a cobertura do SIPC - [Em que você pode investir com a sua conta de investimentos?](https://help.arqfinance.com/pt-BR/articles/13869258-em-que-voce-pode-investir-com-a-sua-conta-de-investimentos.md): Descubra os ativos disponíveis na sua conta de investimentos - [Quais taxas se aplicam à minha conta de investimento?](https://help.arqfinance.com/pt-BR/articles/13869275-quais-taxas-se-aplicam-a-minha-conta-de-investimento.md): Entenda os custos associados a investir em ações e ETFs - [Como adicionar fundos na sua conta de investimentos?](https://help.arqfinance.com/pt-BR/articles/13869288-como-adicionar-fundos-na-sua-conta-de-investimentos.md): Passos para mover dinheiro para a sua conta de investimentos - [Como retirar fundos da sua conta de investimentos?](https://help.arqfinance.com/pt-BR/articles/13869299-como-retirar-fundos-da-sua-conta-de-investimentos.md): Passos para transferir dinheiro para sua conta principal - [O que significa o seu perfil de risco?](https://help.arqfinance.com/pt-BR/articles/13828617-o-que-significa-o-seu-perfil-de-risco.md): Saiba como definimos o seu perfil e para que ele serve. - [Como comprar e vender ativos](https://help.arqfinance.com/pt-BR/articles/13869310-como-comprar-e-vender-ativos.md): Guia passo a passo para investir pela sua conta de investimentos - [Onde posso ver meus dividendos?](https://help.arqfinance.com/pt-BR/articles/13869362-onde-posso-ver-meus-dividendos.md) - [Quais impostos se aplicam à sua conta de investimentos?](https://help.arqfinance.com/pt-BR/articles/13869431-quais-impostos-se-aplicam-a-sua-conta-de-investimentos.md): Guia sobre as implicações fiscais da sua conta de investimentos - [Quais tipos de ordens posso usar para comprar e vender ações e ETFs da bolsa dos Estados Unidos no ARQ?](https://help.arqfinance.com/pt-BR/articles/13869582-quais-tipos-de-ordens-posso-usar-para-comprar-e-vender-acoes-e-etfs-da-bolsa-dos-estados-unidos-no-arq.md) - [Transfira seu portfólio de investimentos para o ARQ](https://help.arqfinance.com/pt-BR/articles/14324241-transfira-seu-portfolio-de-investimentos-para-o-arq.md): Mova suas ações e ETFs dos EUA de outra corretora — sem precisar vender. - [Como mover seus investimentos da Interactive Brokers para a ARQ](https://help.arqfinance.com/pt-BR/articles/15415888-como-mover-seus-investimentos-da-interactive-brokers-para-a-arq.md): Mova suas ações e ETFs dos EUA da IBKR sem precisar vender - [Como mover seus investimentos da Hapi para a ARQ](https://help.arqfinance.com/pt-BR/articles/15419794-como-mover-seus-investimentos-da-hapi-para-a-arq.md): Mova suas ações e ETFs dos EUA da Hapi sem precisar vender - [Como mover seus investimentos da Vest para a ARQ](https://help.arqfinance.com/pt-BR/articles/15419935-como-mover-seus-investimentos-da-vest-para-a-arq.md): Mova suas ações e ETFs dos EUA da Vest sem precisar vender - [Como mover seus investimentos da Schwab para a ARQ](https://help.arqfinance.com/pt-BR/articles/15420045-como-mover-seus-investimentos-da-schwab-para-a-arq.md): Mova suas ações e ETFs dos EUA da Schwab sem precisar vender - [Como funciona investir em um IPO?](https://help.arqfinance.com/pt-BR/articles/15408565-como-funciona-investir-em-um-ipo.md): O que esperar ao comprar ações de uma empresa no dia do seu IPO - [Como seus investimentos são protegidos pelo FGC?](https://help.arqfinance.com/pt-BR/articles/15461663-como-seus-investimentos-sao-protegidos-pelo-fgc.md): Todo lo que necesitas saber sobre cómo el Fondo Garantizador de Créditos \(FGC\) de Brasil protege tu dinero, qué cubre y cuáles son los límites de la garantía. - [Como seus investimentos no Tesouro Direto são protegidos?](https://help.arqfinance.com/pt-BR/articles/15462961-como-seus-investimentos-no-tesouro-direto-sao-protegidos.md): Tudo o que você precisa saber sobre o que garante os títulos do Tesouro Direto, por que eles não precisam do FGC e onde os seus títulos ficam guardados. - [Como funciona sua Conta Remunerada em USDc?](https://help.arqfinance.com/pt-BR/articles/13828751-como-funciona-sua-conta-remunerada-em-usdc.md): Tudo o que você precisa saber sobre sua Conta Remunerada em USDc - [O que é a Conta de Rendimentos em ARS?](https://help.arqfinance.com/pt-BR/articles/13869811-o-que-e-a-conta-de-rendimentos-em-ars.md): Um guia sobre o funcionamento da nossa conta que gera rendimentos em Pesos Argentinos e respostas às perguntas frequentes \(FAQs\) - [O que é a Conta Remunerada em BRL?](https://help.arqfinance.com/pt-BR/articles/13869855-o-que-e-a-conta-remunerada-em-brl.md): Tudo o que você precisa saber sobre a sua Conta Remunerada em reais ### ARQ Premium e ARQ Prestige - [O que é o ARQ Premium?](https://help.arqfinance.com/pt-BR/articles/13901053-o-que-e-o-arq-premium.md): Aprenda o que é nossa assinatura Premium e como ela funciona - [Como funciona o cashback se sou membro Premium?](https://help.arqfinance.com/pt-BR/articles/13828450-como-funciona-o-cashback-se-sou-membro-premium.md): Explicamos detalhadamente como funciona o cashback para membros Premium - [Como funciona a renovação automática da minha assinatura Premium?](https://help.arqfinance.com/pt-BR/articles/13901380-como-funciona-a-renovacao-automatica-da-minha-assinatura-premium.md) - [Como posso cancelar minha assinatura Premium?](https://help.arqfinance.com/pt-BR/articles/13901403-como-posso-cancelar-minha-assinatura-premium.md): Veja como cancelar sua assinatura Premium. - [Como posso alterar a cobrança da minha assinatura Premium?](https://help.arqfinance.com/pt-BR/articles/13901422-como-posso-alterar-a-cobranca-da-minha-assinatura-premium.md) - [Não vejo o cashback de uma das minhas compras com o ARQCard](https://help.arqfinance.com/pt-BR/articles/13901429-nao-vejo-o-cashback-de-uma-das-minhas-compras-com-o-arqcard.md) - [Como funciona a transferência internacional gratuita \(USD ou EUR\) com o Premium?](https://help.arqfinance.com/pt-BR/articles/13904902-como-funciona-a-transferencia-internacional-gratuita-usd-ou-eur-com-o-premium.md): Explicamos como aproveitar esse benefício exclusivo para membros Premium. - [Como funcionam os saques em caixas eletrônicos isentos de tarifas?](https://help.arqfinance.com/pt-BR/articles/13904998-como-funcionam-os-saques-em-caixas-eletronicos-isentos-de-tarifas.md): Explicamos como funcionam os saques em caixas eletrônicos isentos de tarifas com sua associação Premium. - [ARQ Premium: Mais informações sobre nosso produto de crédito garantido](https://help.arqfinance.com/pt-BR/articles/16058184-arq-premium-mais-informacoes-sobre-nosso-produto-de-credito-garantido.md): ARQ Premium: Mais informações sobre nosso produto de crédito garantido - [O que é o ARQ Prestige?](https://help.arqfinance.com/pt-BR/articles/13430222-o-que-e-o-arq-prestige.md): Com o ARQ Prestige, você tem até US$100.000 USDc em crédito garantido pelo seu portfólio, 2% de cashback nos seus gastos, 4,5% de rendimento sobre o seu saldo em USDc e muito mais. A seguir, respo... - [ARQ Prestige: Mais informações sobre nosso produto de crédito](https://help.arqfinance.com/pt-BR/articles/14094133-arq-prestige-mais-informacoes-sobre-nosso-produto-de-credito.md) ### Indicações e campanhas - [Indicados - Se você ainda não recebeu sua recompensa, ela pode levar até 5 dias. Além disso, o seu estabelecimento pode estar excluído.](https://help.arqfinance.com/pt-BR/articles/13864096-indicados-se-voce-ainda-nao-recebeu-sua-recompensa-ela-pode-levar-ate-5-dias-alem-disso-o-seu-estabelecimento-pode-estar-excluido.md): Entendemos que você esteja aguardando sua recompensa — e fique tranquilo, está tudo certo! - [Indicados – Se você não conseguir encontrar seus convites anteriores, abaixo explicamos como localizá-los, além de alguns detalhes relevantes.](https://help.arqfinance.com/pt-BR/articles/13864103-indicados-se-voce-nao-conseguir-encontrar-seus-convites-anteriores-abaixo-explicamos-como-localiza-los-alem-de-alguns-detalhes-relevantes.md): Por que meus indicados desapareceram após mudar de campanha? - [O que é a Campanha Taxa de Conversão Zero?](https://help.arqfinance.com/pt-BR/articles/14627024-o-que-e-a-campanha-taxa-de-conversao-zero.md): Uma promoção por tempo limitado no Brasil que oferece taxa de conversão zero na sua primeira conversão BRL↔USDc ou BRL↔EURc. - [The Financial Trivia](https://help.arqfinance.com/pt-BR/articles/14847884-the-financial-trivia.md): Um guia sobre como o Financial Trivia funciona e respostas às perguntas mais frequentes. - [Desafio ARQ](https://help.arqfinance.com/pt-BR/articles/15351883-desafio-arq.md): Marque contra uma lenda e ganhe 10.000 USDc ### Segurança e proteção - [Fique seguro: Golpes comuns nas redes sociais e como proteger sua conta](https://help.arqfinance.com/pt-BR/articles/13860458-fique-seguro-golpes-comuns-nas-redes-sociais-e-como-proteger-sua-conta.md): Sua segurança é nossa prioridade máxima. Queremos compartilhar informações importantes sobre táticas comuns de golpes que detectamos e dicas para ajudar você a se proteger de golpistas. - [Canais oficiais do ARQ](https://help.arqfinance.com/pt-BR/articles/14111591-canais-oficiais-do-arq.md): No ARQ, buscamos que você sempre tenha clareza sobre onde se comunicar conosco de forma segura. - [O que é o BC Protege+ e como ele protege seu CPF?](https://help.arqfinance.com/pt-BR/articles/14212877-o-que-e-o-bc-protege-e-como-ele-protege-seu-cpf.md): Saiba tudo que precisa sobre o BC Protege+ - [Por que e como verifico o e-mail associado à minha conta ARQ?](https://help.arqfinance.com/pt-BR/articles/15175961-por-que-e-como-verifico-o-e-mail-associado-a-minha-conta-arq.md): Verifique seu email para proteger sua conta - [Como reportar uma vulnerabilidade de segurança \(Divulgação Responsável\)](https://help.arqfinance.com/pt-BR/articles/16140694-como-reportar-uma-vulnerabilidade-de-seguranca-divulgacao-responsavel.md) ### Impostos - [Impostos para Cartões Brasileiros](https://help.arqfinance.com/pt-BR/articles/13547471-impostos-para-cartoes-brasileiros.md): Tudo o que você precisa saber sobre impostos ao usar cartões no Brasil - [Impostos e Retenções - Argentina](https://help.arqfinance.com/pt-BR/articles/13868981-impostos-e-retencoes-argentina.md): Seu Saldo e Regulamentações - [Devolução de impostos argentinos](https://help.arqfinance.com/pt-BR/articles/13869035-devolucao-de-impostos-argentinos.md) - [Ingresos Brutos Tucumán](https://help.arqfinance.com/pt-BR/articles/13869063-ingresos-brutos-tucuman.md) - [Certificado Fiscal na Colômbia](https://help.arqfinance.com/pt-BR/articles/13869078-certificado-fiscal-na-colombia.md): Podemos emitir um certificado fiscal? - [Como a ARQ reporta informações à DIAN?](https://help.arqfinance.com/pt-BR/articles/13869098-como-a-arq-reporta-informacoes-a-dian.md) - [Retenções de IIBB \(Regime SIRCUPA\)](https://help.arqfinance.com/pt-BR/articles/13869113-retencoes-de-iibb-regime-sircupa.md) ### Regulamentações e conformidade - [Padrão Comum de Reporte 2.0 \(CRS 2.0\): Informações Importantes para Usuários na Argentina](https://help.arqfinance.com/pt-BR/articles/13853366-padrao-comum-de-reporte-2-0-crs-2-0-informacoes-importantes-para-usuarios-na-argentina.md) - [Meus pagamentos com cartão são informados a alguma instituição? A ARQ informa os pagamentos ao Credit Bureau e ao SAT?](https://help.arqfinance.com/pt-BR/articles/13551119-meus-pagamentos-com-cartao-sao-informados-a-alguma-instituicao-a-arq-informa-os-pagamentos-ao-credit-bureau-e-ao-sat.md) - [Segurança e Regulamentações: Colômbia](https://help.arqfinance.com/pt-BR/articles/13860256-seguranca-e-regulamentacoes-colombia.md) - [Segurança e Regulamentação: México](https://help.arqfinance.com/pt-BR/articles/13860306-seguranca-e-regulamentacao-mexico.md): Trabalhamos constantemente para garantir a segurança dos seus dólares digitais e da sua conta. Abaixo, explicamos os pontos principais que sustentam esse compromisso: - [Segurança e Regulamentação: Argentina](https://help.arqfinance.com/pt-BR/articles/13860355-seguranca-e-regulamentacao-argentina.md): Trabalhamos constantemente para garantir que seus dólares digitais e sua conta permaneçam seguros. Aqui estão alguns fatos importantes que demonstram esse compromisso: - [Segurança e Regulamentação: Brasil](https://help.arqfinance.com/pt-BR/articles/13860408-seguranca-e-regulamentacao-brasil.md): Trabalhamos constantemente para garantir que seus Reais, dólares digitais e sua conta permaneçam seguros. Aqui estão os principais pontos que demonstram esse compromisso: - [O que é arbitragem de criptomoedas?](https://help.arqfinance.com/pt-BR/articles/13860439-o-que-e-arbitragem-de-criptomoedas.md): A arbitragem de criptomoedas não é permitida na ARQ. - [Informações sobre Países Restritos](https://help.arqfinance.com/pt-BR/articles/13860488-informacoes-sobre-paises-restritos.md): Este artigo explica quais países são considerados restritos, os motivos da restrição e o que esperar caso você viaje para algum deles. - [Padrões de Relatório de Criptoativos \(CARF\): Informações Principais para Usuários na Argentina](https://help.arqfinance.com/pt-BR/articles/13860707-padroes-de-relatorio-de-criptoativos-carf-informacoes-principais-para-usuarios-na-argentina.md) - [Padrões de Relatório de Criptoativos \(CARF\): Informações Principais para Usuários na Colômbia](https://help.arqfinance.com/pt-BR/articles/13860817-padroes-de-relatorio-de-criptoativos-carf-informacoes-principais-para-usuarios-na-colombia.md) - [Padrões de Relatório Fiscal de Criptoativos \(CARF\): Informações Principais para Usuários no México](https://help.arqfinance.com/pt-BR/articles/13861059-padroes-de-relatorio-fiscal-de-criptoativos-carf-informacoes-principais-para-usuarios-no-mexico.md) - [Quais entidades são aplicáveis à minha conta? \(Argentina\)](https://help.arqfinance.com/pt-BR/articles/13861372-quais-entidades-sao-aplicaveis-a-minha-conta-argentina.md) - [Restrição de transações com CIBanco, Intercam e Vector](https://help.arqfinance.com/pt-BR/articles/13869145-restricao-de-transacoes-com-cibanco-intercam-e-vector.md) - [O que é PEP no Brasil?](https://help.arqfinance.com/pt-BR/articles/15220282-o-que-e-pep-no-brasil.md): Pessoas Politicamente Expostas ## English ### About ARQ - [Meet our new brand: Dolarapp is now ARQ](https://help.arqfinance.com/en/articles/13897054-meet-our-new-brand-dolarapp-is-now-arq.md): Read about our rebranding and any frequently asked questions - [What is ARQ?](https://help.arqfinance.com/en/articles/13368100-what-is-arq.md): Learn more about ARQ and our benefits - [Why should I use ARQ?](https://help.arqfinance.com/en/articles/13533154-why-should-i-use-arq.md): ARQ protects you from devaluation and gives you the best rates for buying digital dollars - without fees. - [What are digital dollars?](https://help.arqfinance.com/en/articles/13533823-what-are-digital-dollars.md): Find out what digital dollars are and how they work - [ARQ costs and fees](https://help.arqfinance.com/en/articles/13738316-arq-costs-and-fees.md): Information about costs and fees related to your account - [Which benefits do I get for holding my money in ARQ?](https://help.arqfinance.com/en/articles/13545731-which-benefits-do-i-get-for-holding-my-money-in-arq.md): Discover all the benefits ARQ brings to your balance ### Account Management - [Creating an account at ARQ](https://help.arqfinance.com/en/articles/13545803-creating-an-account-at-arq.md): Setting up your ARQ account is quick and easy! Just follow these steps: - [Does it work for foreigners?](https://help.arqfinance.com/en/articles/13545819-does-it-work-for-foreigners.md) - [How do I share ARQ with friends?](https://help.arqfinance.com/en/articles/13545832-how-do-i-share-arq-with-friends.md) - [What is the $ARQtag and what is its function?](https://help.arqfinance.com/en/articles/13545847-what-is-the-arqtag-and-what-is-its-function.md) - [Who can create an account at ARQ?](https://help.arqfinance.com/en/articles/13610915-who-can-create-an-account-at-arq.md): Read about all the requirements to open an account - [Source of funds: how to prove your income](https://help.arqfinance.com/en/articles/13900640-source-of-funds-how-to-prove-your-income.md): Here's everything you need to know about which documents to submit to verify your source of income. - [How much money can I transfer in and out of my account?](https://help.arqfinance.com/en/articles/15117555-how-much-money-can-i-transfer-in-and-out-of-my-account.md) - [I have trouble verifying my identity](https://help.arqfinance.com/en/articles/13545893-i-have-trouble-verifying-my-identity.md) - [My login or verification code isn't arriving \(SMS, WhatsApp, or email\)](https://help.arqfinance.com/en/articles/13545913-my-login-or-verification-code-isn-t-arriving-sms-whatsapp-or-email.md) - [My ARQ account is under review](https://help.arqfinance.com/en/articles/13545943-my-arq-account-is-under-review.md) - [I can’t access my account](https://help.arqfinance.com/en/articles/13545977-i-can-t-access-my-account.md) - [How can I edit my personal information?](https://help.arqfinance.com/en/articles/13546076-how-can-i-edit-my-personal-information.md) - [How can I update my email address?](https://help.arqfinance.com/en/articles/13546089-how-can-i-update-my-email-address.md) - [How can I update the phone number associated with my ARQ account?](https://help.arqfinance.com/en/articles/13546106-how-can-i-update-the-phone-number-associated-with-my-arq-account.md) - [Close my ARQ account](https://help.arqfinance.com/en/articles/13546173-close-my-arq-account.md) - [How can I change my ARQTag?](https://help.arqfinance.com/en/articles/13900654-how-can-i-change-my-arqtag.md): Your ARQtag is your identification tag on ARQ, which your friends can use to send you money through the peer to peer \(P2P\) feature. - [Brazil: Income Tax Auxiliary Report \(DIRPF 2026\)](https://help.arqfinance.com/en/articles/14368060-brazil-income-tax-auxiliary-report-dirpf-2026.md) - [What statements related to my ARQ account are available?](https://help.arqfinance.com/en/articles/15178104-what-statements-related-to-my-arq-account-are-available.md): Learn how to access and download your ARQ monthly account statements, card reports, Wealth investments, and official certificates. ### Cards - [How can I buy on Steam without extra charges from Argentina?](https://help.arqfinance.com/en/articles/16188834-how-can-i-buy-on-steam-without-extra-charges-from-argentina.md): Download ARQ from the App Store or Google Play, activate your ARQ local card \(virtual or physical\), and use it to pay for your Steam purchases. - [How can I pay for Meta Ads without extra charges from Argentina?](https://help.arqfinance.com/en/articles/16382029-how-can-i-pay-for-meta-ads-without-extra-charges-from-argentina.md): Download ARQ from the App Store or Google Play, activate your ARQ Global Card \(virtual or physical\), and add it as a payment method in Meta Ads. This way, you can pay without the additional 21% or ... - [What is the ARQ Card?](https://help.arqfinance.com/en/articles/13546201-what-is-the-arq-card.md) - [Where can I use my card?](https://help.arqfinance.com/en/articles/13546361-where-can-i-use-my-card.md) - [ARQ Card: is it debit or credit?](https://help.arqfinance.com/en/articles/13546891-arq-card-is-it-debit-or-credit.md) - [Can I make cash withdrawals with my ARQ Card?](https://help.arqfinance.com/en/articles/13546968-can-i-make-cash-withdrawals-with-my-arq-card.md) - [Does my ARQ Card have any costs?](https://help.arqfinance.com/en/articles/13547335-does-my-arq-card-have-any-costs.md) - [Limits for your cards](https://help.arqfinance.com/en/articles/13547401-limits-for-your-cards.md): How many cards you can create - [Finding my card PIN](https://help.arqfinance.com/en/articles/13547535-finding-my-card-pin.md) - [Sending or receiving funds to ARQ Cards](https://help.arqfinance.com/en/articles/13621932-sending-or-receiving-funds-to-arq-cards.md) - [ATM Withdrawal Limits \(Colombia accounts\)](https://help.arqfinance.com/en/articles/13551275-atm-withdrawal-limits-colombia-accounts.md): Here you can find all the information related to ATM withdrawal limits for users with accounts registered in Colombia. - [ATM Withdrawal Fees and How to Avoid Surprise Fees](https://help.arqfinance.com/en/articles/13551411-atm-withdrawal-fees-and-how-to-avoid-surprise-fees.md): Information about ARQ's ATM withdrawal fees - [Understanding the difference between Global and Local cards · Brazil](https://help.arqfinance.com/en/articles/13549820-understanding-the-difference-between-global-and-local-cards-brazil.md): Learn when to use each card to get the most out of them. - [Understanding the difference between Global and Local cards · Argentina](https://help.arqfinance.com/en/articles/13548174-understanding-the-difference-between-global-and-local-cards-argentina.md): Learn when to use each card to get the most out of them. - [What to do in case of theft or loss of my card?](https://help.arqfinance.com/en/articles/13549882-what-to-do-in-case-of-theft-or-loss-of-my-card.md): Recommendations in case your card has been lost or stolen. - [Unrecognized Card Charges](https://help.arqfinance.com/en/articles/13549927-unrecognized-card-charges.md): If You Detect an Unknown Card Payment on Your Account - [If my card does not pass or is rejected, what should I do?](https://help.arqfinance.com/en/articles/13549978-if-my-card-does-not-pass-or-is-rejected-what-should-i-do.md) - [Approve your online payments within the app](https://help.arqfinance.com/en/articles/13828820-approve-your-online-payments-within-the-app.md) - [What is 3D Secure?](https://help.arqfinance.com/en/articles/13550012-what-is-3d-secure.md) - [How do I request my card?](https://help.arqfinance.com/en/articles/13550099-how-do-i-request-my-card.md) - [How do I activate my card?](https://help.arqfinance.com/en/articles/13550139-how-do-i-activate-my-card.md) - [How much time it takes for the card to arrive?](https://help.arqfinance.com/en/articles/13550159-how-much-time-it-takes-for-the-card-to-arrive.md) - [Where can you send my card?](https://help.arqfinance.com/en/articles/13550176-where-can-you-send-my-card.md) - [Why was my claim declined?](https://help.arqfinance.com/en/articles/13551787-why-was-my-claim-declined.md) - [Reimbursement Policy](https://help.arqfinance.com/en/articles/13550339-reimbursement-policy.md) - [How do we treat international payments?](https://help.arqfinance.com/en/articles/13550928-how-do-we-treat-international-payments.md): Learn more about how payment in different currencies work. - [How do exchange rates work when making payments?](https://help.arqfinance.com/en/articles/13551024-how-do-exchange-rates-work-when-making-payments.md) - [Purchase Refund](https://help.arqfinance.com/en/articles/13551202-purchase-refund.md) - [If I had a card validation charge, when do I get it back?](https://help.arqfinance.com/en/articles/13901451-if-i-had-a-card-validation-charge-when-do-i-get-it-back.md) - [Can I add my card to Google Pay?](https://help.arqfinance.com/en/articles/13551544-can-i-add-my-card-to-google-pay.md): Enjoy all the benefits of your card with Google Pay. Safer and faster than ever. - [Can I add my card to Apple Pay?](https://help.arqfinance.com/en/articles/13900835-can-i-add-my-card-to-apple-pay.md): Yes! You can link your ARQCard to Apple Pay and make instant payments at thousands of stores directly from your iPhone. ### USD and EUR accounts and balances - [Auto-exchange your top-ups to USDc](https://help.arqfinance.com/en/articles/13901839-auto-exchange-your-top-ups-to-usdc.md): Now you can automatically exchange all your deposits into USDc - [Can I use my EURc balance to pay with my card?](https://help.arqfinance.com/en/articles/13901899-can-i-use-my-eurc-balance-to-pay-with-my-card.md): Making card payments using EURc in EUR or other currencies - [Can I exchange balances between my USDc and EURc wallets?](https://help.arqfinance.com/en/articles/13901923-can-i-exchange-balances-between-my-usdc-and-eurc-wallets.md): Exchange between USDc and EURc wallets in seconds - [How to set price alerts in ARQ?](https://help.arqfinance.com/en/articles/13901932-how-to-set-price-alerts-in-arq.md) - [Why aren’t my EUR account details in my name?](https://help.arqfinance.com/en/articles/13545926-why-aren-t-my-eur-account-details-in-my-name.md) - [How to send and receive payments from the US?](https://help.arqfinance.com/en/articles/13901947-how-to-send-and-receive-payments-from-the-us.md): How to Use Your Unique US Account Details in ARQ - [How to receive an ACH transfer?](https://help.arqfinance.com/en/articles/13901965-how-to-receive-an-ach-transfer.md): All you need to know about ACH transfers. - [Your US account details are changing](https://help.arqfinance.com/en/articles/14081063-your-us-account-details-are-changing.md) - [Can I set up automatic debits from my ARQ account?](https://help.arqfinance.com/en/articles/15948337-can-i-set-up-automatic-debits-from-my-arq-account.md): What you need to know about automatic debits \(ACH pulls\) in your account - [What is an IBAN?](https://help.arqfinance.com/en/articles/13901986-what-is-an-iban.md) - [How can I activate my IBAN account details?](https://help.arqfinance.com/en/articles/13901988-how-can-i-activate-my-iban-account-details.md) - [Can I have my IBAN account details along with my US account details?](https://help.arqfinance.com/en/articles/13902007-can-i-have-my-iban-account-details-along-with-my-us-account-details.md) - [What is a Proof of Address and what are the requirements for it to be valid?](https://help.arqfinance.com/en/articles/13902011-what-is-a-proof-of-address-and-what-are-the-requirements-for-it-to-be-valid.md) ### Adding balance to your account - [Estimated Times to Complete Top Ups or Withdrawals in ARQ](https://help.arqfinance.com/en/articles/13545884-estimated-times-to-complete-top-ups-or-withdrawals-in-arq.md) - [Borderless account: top up in multiple currencies](https://help.arqfinance.com/en/articles/13532861-borderless-account-top-up-in-multiple-currencies.md): Discover all the possibilities to top up your account - [Make your first transfer in USD to ARQ](https://help.arqfinance.com/en/articles/13738840-make-your-first-transfer-in-usd-to-arq.md): Add balance using your own bank account, it's a simple process - [Top up my account with dollars \(USD\)](https://help.arqfinance.com/en/articles/13901700-top-up-my-account-with-dollars-usd.md): How to top up your account with dollars \(USD\) - [U.S. Transaction Accreditation Deadlines](https://help.arqfinance.com/en/articles/13901721-u-s-transaction-accreditation-deadlines.md): Time of accreditation for bank transfers from United States - [How to receive your first USD transfer from someone else in ARQ](https://help.arqfinance.com/en/articles/13901773-how-to-receive-your-first-usd-transfer-from-someone-else-in-arq.md): Steps to receive your first USD transfer from another person, efficiently and smoothly. - [Difference between an ACH and Wire transfer](https://help.arqfinance.com/en/articles/13901787-difference-between-an-ach-and-wire-transfer.md): Differences between the two transfer methods in the United States. - [How can I make Wire transfers to ARQ?](https://help.arqfinance.com/en/articles/13901819-how-can-i-make-wire-transfers-to-arq.md): Differences between the two transfer methods in the United States. - [Do I need a SWIFT/BIC code for transfers from the US in ARQ?](https://help.arqfinance.com/en/articles/13901841-do-i-need-a-swift-bic-code-for-transfers-from-the-us-in-arq.md): SWIFT / BIC Code - [How do micro-deposits or micro-amounts work?](https://help.arqfinance.com/en/articles/13901865-how-do-micro-deposits-or-micro-amounts-work.md) - [Deel instant withdrawal](https://help.arqfinance.com/en/articles/13901886-deel-instant-withdrawal.md): We explain how you can withdraw your salary from Deel to ARQ in just a couple of seconds. - [Do you have some delays with your USD transactions?](https://help.arqfinance.com/en/articles/13901908-do-you-have-some-delays-with-your-usd-transactions.md) - [Receive payments from the U.S. via FedNow](https://help.arqfinance.com/en/articles/15279179-receive-payments-from-the-u-s-via-fednow.md): Learn how to receive instant payments from the U.S. through FedNow, 24/7, with no setup needed. - [How to send balance from Deel to ARQ](https://help.arqfinance.com/en/articles/13738921-how-to-send-balance-from-deel-to-arq.md): Discover how to set your ARQ account as your withdrawal method from Deel - [How to send balance from PayPal to ARQ](https://help.arqfinance.com/en/articles/13738950-how-to-send-balance-from-paypal-to-arq.md): Discover how to set up ARQ as a bank account to send balance from PayPal - [How to send balance from Payoneer to ARQ](https://help.arqfinance.com/en/articles/13738987-how-to-send-balance-from-payoneer-to-arq.md): Discover how to easily set your ARQ account as the main source for withdrawals from Payoneer. - [How to send balance from Wise to ARQ](https://help.arqfinance.com/en/articles/13739009-how-to-send-balance-from-wise-to-arq.md): Discover how to set your ARQ account as your withdrawal method from Wise. - [How to send balance from Bank of America to ARQ](https://help.arqfinance.com/en/articles/13901704-how-to-send-balance-from-bank-of-america-to-arq.md) - [How to send balance from Airbnb to ARQ](https://help.arqfinance.com/en/articles/13901714-how-to-send-balance-from-airbnb-to-arq.md) - [How to send balance from Ameritrade to ARQ](https://help.arqfinance.com/en/articles/13901741-how-to-send-balance-from-ameritrade-to-arq.md): Transfer funds from Ameritrade to ARQ by following these steps - [How to send balance from CashApp to ARQ](https://help.arqfinance.com/en/articles/13901783-how-to-send-balance-from-cashapp-to-arq.md) - [How to send balance from Chase JP Morgan to ARQ](https://help.arqfinance.com/en/articles/13901877-how-to-send-balance-from-chase-jp-morgan-to-arq.md) - [How to send balance from Wells Fargo to ARQ](https://help.arqfinance.com/en/articles/13901897-how-to-send-balance-from-wells-fargo-to-arq.md) - [How to send balance from Citibank to ARQ](https://help.arqfinance.com/en/articles/13901914-how-to-send-balance-from-citibank-to-arq.md) - [How to send balance from Interactive Brokers to ARQ](https://help.arqfinance.com/en/articles/13901927-how-to-send-balance-from-interactive-brokers-to-arq.md) - [Add balance using euros \(EUR\)](https://help.arqfinance.com/en/articles/10302618-add-balance-using-euros-eur.md): Instructions for adding balance to your account using euros - [My Euro transfer was not credited](https://help.arqfinance.com/en/articles/11775786-my-euro-transfer-was-not-credited.md) - [What is a SEPA transfer?](https://help.arqfinance.com/en/articles/10268697-what-is-a-sepa-transfer.md) - [Which countries are supported for SEPA transfers?](https://help.arqfinance.com/en/articles/10268986-which-countries-are-supported-for-sepa-transfers.md) - [How EUR Transfers Are Processed](https://help.arqfinance.com/en/articles/13747290-how-eur-transfers-are-processed.md) - [Are there any fees for European transfers?](https://help.arqfinance.com/en/articles/10269355-are-there-any-fees-for-european-transfers.md) - [Top up my account with Colombian pesos \(COP\)](https://help.arqfinance.com/en/articles/13901934-top-up-my-account-with-colombian-pesos-cop.md): Step by step to add balance to your account using pesos. - [Top up my account with Argentinian pesos \(ARS\)](https://help.arqfinance.com/en/articles/13901966-top-up-my-account-with-argentinian-pesos-ars.md): Step by step to add balance to your account using pesos. - [Top up my account with Mexican pesos \(MXN\)](https://help.arqfinance.com/en/articles/13901951-top-up-my-account-with-mexican-pesos-mxn.md): Step by step to add balance to your account using pesos. - [Delayed Incoming Transfer \(ARS\)](https://help.arqfinance.com/en/articles/13902076-delayed-incoming-transfer-ars.md) - [What is the Coelsa ID and why is it important?](https://help.arqfinance.com/en/articles/13905065-what-is-the-coelsa-id-and-why-is-it-important.md): Topping up in Argentine Pesos - [What is a Bre-B key?](https://help.arqfinance.com/en/articles/15059940-what-is-a-bre-b-key.md) - [Top up your ARQ account with crypto](https://help.arqfinance.com/en/articles/13828411-top-up-your-arq-account-with-crypto.md): Add USDc or USDT directly from your crypto wallet - [Ethereum vs. Polygon: Which network should I use for USDc top-ups?](https://help.arqfinance.com/en/articles/13828533-ethereum-vs-polygon-which-network-should-i-use-for-usdc-top-ups.md): Choosing the right network for your crypto deposits ### Sending balance from your account - [Send dollars \(USD\) via ACH bank transfer](https://help.arqfinance.com/en/articles/13739027-send-dollars-usd-via-ach-bank-transfer.md): Step by step to send US dollars to a bank account in the United States - [Send euros \(EUR\) via SEPA bank transfer](https://help.arqfinance.com/en/articles/13901610-send-euros-eur-via-sepa-bank-transfer.md): Step by step to send euros to a bank account in Europe. - [Send Colombian pesos \(COP\) via bank transfer](https://help.arqfinance.com/en/articles/13901629-send-colombian-pesos-cop-via-bank-transfer.md): Step by step to send Colombian pesos to a bank account in Colombia. - [Send Mexican pesos \(MXN\) via bank transfer](https://help.arqfinance.com/en/articles/13901642-send-mexican-pesos-mxn-via-bank-transfer.md): Step by step to send Mexican pesos to a bank account in Mexico. - [Send Argentinian pesos \(ARS\) via bank transfer](https://help.arqfinance.com/en/articles/13901652-send-argentinian-pesos-ars-via-bank-transfer.md): Step by step to send Argentinian pesos to a bank account in Argentina. - [What should I do if a SEPA transfer fails?](https://help.arqfinance.com/en/articles/13901739-what-should-i-do-if-a-sepa-transfer-fails.md) - [What should I do if my SEPA transfer is delayed?](https://help.arqfinance.com/en/articles/13901744-what-should-i-do-if-my-sepa-transfer-is-delayed.md) - [Do you support SWIFT transfers?](https://help.arqfinance.com/en/articles/13901750-do-you-support-swift-transfers.md) - [What happens if I send a SEPA transfer to the wrong account?](https://help.arqfinance.com/en/articles/13901756-what-happens-if-i-send-a-sepa-transfer-to-the-wrong-account.md) - [Send Colombian pesos \(COP\) via Bre-B](https://help.arqfinance.com/en/articles/15059876-send-colombian-pesos-cop-via-bre-b.md) ### Transfers between ARQ users - [Send digital dollars to your friends with P2P payments](https://help.arqfinance.com/en/articles/13902030-send-digital-dollars-to-your-friends-with-p2p-payments.md) - [How to use Groups?](https://help.arqfinance.com/en/articles/13902045-how-to-use-groups.md): Split and settle up bills with your friends and family. - [About Smart Settle](https://help.arqfinance.com/en/articles/13902068-about-smart-settle.md) - [How to add manual expenses to Groups?](https://help.arqfinance.com/en/articles/13902072-how-to-add-manual-expenses-to-groups.md): We explain step by step how to add expenses you have not paid through ARQ to your Groups. ### Bill Payment - [What is Bill Pay?](https://help.arqfinance.com/en/articles/13828316-what-is-bill-pay.md): We explain what the bill payment feature - [I cannot find a service company or agreement](https://help.arqfinance.com/en/articles/13828349-i-cannot-find-a-service-company-or-agreement.md): Send us the name of the company, service, or agreement you want to pay through ARQ so we can process its inclusion. ### PIX - [Everything about Pix](https://help.arqfinance.com/en/articles/13828378-everything-about-pix.md): A quick summary of everything you need to know about Pix - [What is a Pix Key?](https://help.arqfinance.com/en/articles/13901397-what-is-a-pix-key.md) - [How to send and receive a Pix?](https://help.arqfinance.com/en/articles/13901402-how-to-send-and-receive-a-pix.md) - [PIX Saque and PIX Troco](https://help.arqfinance.com/en/articles/13901423-pix-saque-and-pix-troco.md) - [Returning a Pix](https://help.arqfinance.com/en/articles/13901431-returning-a-pix.md) - [Pix limits](https://help.arqfinance.com/en/articles/13901438-pix-limits.md): Learn about Pix's limits and how to change it - [Possible Fraud Alert in PIX Transactions](https://help.arqfinance.com/en/articles/13901460-possible-fraud-alert-in-pix-transactions.md) - [PIX Dispute Guide](https://help.arqfinance.com/en/articles/15234055-pix-dispute-guide.md): Learn everything you need to dispute a PIX transaction - [Precautionary block due to PIX infraction: what it is and what to do](https://help.arqfinance.com/en/articles/15424970-precautionary-block-due-to-pix-infraction-what-it-is-and-what-to-do.md): Available only for accounts registered in Brazil. ### Trade and Save Accounts - [What Brazilian fixed income assets are available at ARQ?](https://help.arqfinance.com/en/articles/16093889-what-brazilian-fixed-income-assets-are-available-at-arq.md) - [How to set up your account to invest in your Brazilian fixed income?](https://help.arqfinance.com/en/articles/16093955-how-to-set-up-your-account-to-invest-in-your-brazilian-fixed-income.md) - [How to invest in Brazilian fixed income assets](https://help.arqfinance.com/en/articles/16097449-how-to-invest-in-brazilian-fixed-income-assets.md) - [How to sell your Brazilian fixed income assets?](https://help.arqfinance.com/en/articles/16097673-how-to-sell-your-brazilian-fixed-income-assets.md) - [What taxes apply to my Brazilian fixed income investments?](https://help.arqfinance.com/en/articles/16101303-what-taxes-apply-to-my-brazilian-fixed-income-investments.md) - [When do you receive earnings from your Brazilian fixed income investments?](https://help.arqfinance.com/en/articles/16101459-when-do-you-receive-earnings-from-your-brazilian-fixed-income-investments.md) - [What is ARQ Invest](https://help.arqfinance.com/en/articles/13869170-what-is-arq-invest.md) - [How to create your Investments Account](https://help.arqfinance.com/en/articles/13869204-how-to-create-your-investments-account.md): Step-by-step guide to create your investments account - [How are your investments protected?](https://help.arqfinance.com/en/articles/13828601-how-are-your-investments-protected.md): Everything you need to know about where your investments are held, how are they insured, and how we keep them safe. - [How are your investments protected?](https://help.arqfinance.com/en/articles/13869223-how-are-your-investments-protected.md): A clear guide to SIPC insurance coverage - [What assets are available with your Investments account?](https://help.arqfinance.com/en/articles/13869258-what-assets-are-available-with-your-investments-account.md): Discover the securities available with your Investments account - [What fees apply to my trading account?](https://help.arqfinance.com/en/articles/13869275-what-fees-apply-to-my-trading-account.md): Understand the costs associated with investing in stocks & ETFs - [How to fund your Invest account?](https://help.arqfinance.com/en/articles/13869288-how-to-fund-your-invest-account.md): Steps to move money into your investment account - [How to withdraw funds from your Invest account?](https://help.arqfinance.com/en/articles/13869299-how-to-withdraw-funds-from-your-invest-account.md): Steps to move money out of your investment account - [What does your risk profile mean?](https://help.arqfinance.com/en/articles/13828617-what-does-your-risk-profile-mean.md): Learn how we define your profile and what it's for - [How to invest with your Invest account?](https://help.arqfinance.com/en/articles/13869310-how-to-invest-with-your-invest-account.md): Step-by-step guide to buying and selling assets with your Invest account - [Where can you see your dividends?](https://help.arqfinance.com/en/articles/13869362-where-can-you-see-your-dividends.md) - [What taxes apply to your Invest Account?](https://help.arqfinance.com/en/articles/13869431-what-taxes-apply-to-your-invest-account.md): A guide to the tax implications of your Invest Account - [What types of orders can I use to buy and sell stocks and ETFs?](https://help.arqfinance.com/en/articles/13869582-what-types-of-orders-can-i-use-to-buy-and-sell-stocks-and-etfs.md) - [Move your investment portfolio to ARQ](https://help.arqfinance.com/en/articles/14324241-move-your-investment-portfolio-to-arq.md): Move your US stocks and ETFs from another broker — no selling required. - [How to move your investments from Interactive Brokers to ARQ](https://help.arqfinance.com/en/articles/15415888-how-to-move-your-investments-from-interactive-brokers-to-arq.md): Move your US stocks and ETFs from IBKR without selling - [How to move your investments from Hapi to ARQ](https://help.arqfinance.com/en/articles/15419794-how-to-move-your-investments-from-hapi-to-arq.md): Move your US stocks and ETFs from Hapi without selling - [How to move your investments from Vest to ARQ](https://help.arqfinance.com/en/articles/15419935-how-to-move-your-investments-from-vest-to-arq.md): Move your US stocks and ETFs from Vest without selling - [How to move your investments from Schwab to ARQ](https://help.arqfinance.com/en/articles/15420045-how-to-move-your-investments-from-schwab-to-arq.md): Move your US stocks and ETFs from Schwab without selling - [How does investing in an IPO work?](https://help.arqfinance.com/en/articles/15408565-how-does-investing-in-an-ipo-work.md): What to expect when buying shares of a company on its IPO day - [How are your investments protected by the FGC?](https://help.arqfinance.com/en/articles/15461663-how-are-your-investments-protected-by-the-fgc.md): Everything you need to know about how Brazil's Credit Guarantee Fund \(FGC\) protects your money, what it covers, and the limits of the guarantee. - [How are your Tesouro Direto investments protected?](https://help.arqfinance.com/en/articles/15462961-how-are-your-tesouro-direto-investments-protected.md): Everything you need to know about what backs Tesouro Direto bonds, why they don't need the FGC, and where your bonds are held. - [How does your Earnings Account in USDc work?](https://help.arqfinance.com/en/articles/13828751-how-does-your-earnings-account-in-usdc-work.md): Everything you need to know about your USDc Earnings Account - [What is the Earnings Account in ARS?](https://help.arqfinance.com/en/articles/13869811-what-is-the-earnings-account-in-ars.md): A guide to the functioning of our yield-generating account in Argentinian Pesos and responses to FAQs - [What is the Earnings Account in BRL?](https://help.arqfinance.com/en/articles/13869855-what-is-the-earnings-account-in-brl.md): Everything you need to know about your BRL Earnings Account ### ARQ Premium and ARQ Prestige - [What is ARQ Premium?](https://help.arqfinance.com/en/articles/13901053-what-is-arq-premium.md): Learn in detail what our Premium membership is and how it works. - [How does the Cashback work if I am a Premium or Prestige member?](https://help.arqfinance.com/en/articles/13828450-how-does-the-cashback-work-if-i-am-a-premium-or-prestige-member.md): We explain in detail how cashback works when you are a Premium or a Prestige member - [How does the automatic renewal of my Premium membership work?](https://help.arqfinance.com/en/articles/13901380-how-does-the-automatic-renewal-of-my-premium-membership-work.md) - [How can I cancel my Premium membership?](https://help.arqfinance.com/en/articles/13901403-how-can-i-cancel-my-premium-membership.md): Here's how to cancel your Premium membership. - [How can I change my Premium membership billing?](https://help.arqfinance.com/en/articles/13901422-how-can-i-change-my-premium-membership-billing.md) - [I don't see the cashback from one of my ARQCard purchases](https://help.arqfinance.com/en/articles/13901429-i-don-t-see-the-cashback-from-one-of-my-arqcard-purchases.md) - [How does the free international transfer \(USD or EUR\) work with Premium?](https://help.arqfinance.com/en/articles/13904902-how-does-the-free-international-transfer-usd-or-eur-work-with-premium.md): We explain how the free international transfer works for Premium members and how to use it. - [How do fee-free ATM withdrawals work with Premium?](https://help.arqfinance.com/en/articles/13904998-how-do-fee-free-atm-withdrawals-work-with-premium.md): We explain how fee-free ATM withdrawals work with your Premium membership. - [ARQ Premium: More information about our secured credit product](https://help.arqfinance.com/en/articles/16058184-arq-premium-more-information-about-our-secured-credit-product.md) - [What is ARQ Prestige?](https://help.arqfinance.com/en/articles/13430222-what-is-arq-prestige.md): Introducing our secured credit subscription plan - [ARQ Prestige: More information about our secured credit product](https://help.arqfinance.com/en/articles/14094133-arq-prestige-more-information-about-our-secured-credit-product.md) ### Referrals and Campaigns - [Referrals - If you haven't received the reward, it can take up to 5 days. Also, your merchant might be excluded.](https://help.arqfinance.com/en/articles/13864096-referrals-if-you-haven-t-received-the-reward-it-can-take-up-to-5-days-also-your-merchant-might-be-excluded.md): If you haven’t received your referral reward, please keep on reading! - [Referrals – If you’re not able to find your past invitations, below we explain how to locate them, as well as some relevant details.](https://help.arqfinance.com/en/articles/13864103-referrals-if-you-re-not-able-to-find-your-past-invitations-below-we-explain-how-to-locate-them-as-well-as-some-relevant-details.md): Why did my referrals in progress disappear after being switched between campaigns? - [Descuento en Despegar](https://help.arqfinance.com/en/articles/14136693-descuento-en-despegar.md) - [What is the Zero Conversion Fee Campaign?](https://help.arqfinance.com/en/articles/14627024-what-is-the-zero-conversion-fee-campaign.md): A limited-time promotion in Brazil offering a zero conversion fee on your first BRL↔USDc or BRL↔EURc conversion. - [The Financial Trivia](https://help.arqfinance.com/en/articles/14847884-the-financial-trivia.md): A guide to how The Financial Trivia works and answers to the most common questions. - [The ARQ Challenge](https://help.arqfinance.com/en/articles/15351883-the-arq-challenge.md): Score against a legend, win USDc 10,000 ### Security and Protection - [Stay safe: Common scam tactics on Social Media and how to protect your account](https://help.arqfinance.com/en/articles/13860458-stay-safe-common-scam-tactics-on-social-media-and-how-to-protect-your-account.md): Your security is our top priority. We want to share some important information on common scam tactics we have detected and tips to help you stay protected against scammers. - [Official ARQ Channels](https://help.arqfinance.com/en/articles/14111591-official-arq-channels.md): At ARQ, we aim to ensure you always have clarity on where to communicate with us safely. - [What is BC Protege+ and how does it protect your CPF?](https://help.arqfinance.com/en/articles/14212877-what-is-bc-protege-and-how-does-it-protect-your-cpf.md): Understand everything you need about BC Protege+ - [Why and how do I verify the email associated with my ARQ account?](https://help.arqfinance.com/en/articles/15175961-why-and-how-do-i-verify-the-email-associated-with-my-arq-account.md): Verify your email to secure your account - [Reporting a security vulnerability \(Responsible Disclosure\)](https://help.arqfinance.com/en/articles/16140694-reporting-a-security-vulnerability-responsible-disclosure.md) ### Taxes - [Taxes on Brazilian Cards](https://help.arqfinance.com/en/articles/13547471-taxes-on-brazilian-cards.md): Everything you need to know about taxes when using brazilian cards - [Taxes and Retentions - Argentina](https://help.arqfinance.com/en/articles/13868981-taxes-and-retentions-argentina.md): Your Balance and Regulations - [Argentinian tax refunds](https://help.arqfinance.com/en/articles/13869035-argentinian-tax-refunds.md) - [Ingresos Brutos Tucumán](https://help.arqfinance.com/en/articles/13869063-ingresos-brutos-tucuman.md) - [Tax Certificate in Colombia](https://help.arqfinance.com/en/articles/13869078-tax-certificate-in-colombia.md): Can we issue a tax certificate? - [How does ARQ report information to the DIAN?](https://help.arqfinance.com/en/articles/13869098-how-does-arq-report-information-to-the-dian.md) - [Gross Income Tax \(SIRCUPA\)](https://help.arqfinance.com/en/articles/13869113-gross-income-tax-sircupa.md) ### Regulations and compliance - [Common Reporting Standard 2.0 \(CRS 2.0\): Key Information for Users in Argentina](https://help.arqfinance.com/en/articles/13853366-common-reporting-standard-2-0-crs-2-0-key-information-for-users-in-argentina.md) - [Are my card payments reported to any institution?](https://help.arqfinance.com/en/articles/13551119-are-my-card-payments-reported-to-any-institution.md) - [Security and Regulations: Colombia](https://help.arqfinance.com/en/articles/13860256-security-and-regulations-colombia.md): We are constantly working to ensure that your digital dollars and account are always secure. Here are some important details: - [Safety & Regulation - Mexico](https://help.arqfinance.com/en/articles/13860306-safety-regulation-mexico.md): We are constantly working to ensure the security of your digital dollars and your account. Below, we explain the key points that support this: - [Security and Regulation - Argentina](https://help.arqfinance.com/en/articles/13860355-security-and-regulation-argentina.md): We always work to ensure that your digital dollars and your account remain safe. Here are some key facts that demonstrate this. - [Security and Regulation - Brazil](https://help.arqfinance.com/en/articles/13860408-security-and-regulation-brazil.md): We always work to ensure that your Reais and digital dollars and your account remain safe. - [What is cryptocurrency arbitrage?](https://help.arqfinance.com/en/articles/13860439-what-is-cryptocurrency-arbitrage.md): The cryptocurrency arbitrage is not allowed on ARQ. - [Information on Restricted Countries](https://help.arqfinance.com/en/articles/13860488-information-on-restricted-countries.md): This article explains which countries are considered restricted, why they are restricted and what to expect if you are traveling to them - [Crypto Reporting Standards \(CARF\): Key Information for Users in Argentina](https://help.arqfinance.com/en/articles/13860707-crypto-reporting-standards-carf-key-information-for-users-in-argentina.md) - [Crypto-Asset Reporting Framework \(CARF\): Key Information for Users in Colombia](https://help.arqfinance.com/en/articles/13860817-crypto-asset-reporting-framework-carf-key-information-for-users-in-colombia.md) - [Crypto-Asset Tax Reporting Standards \(CARF\): Key Information for Users in Mexico](https://help.arqfinance.com/en/articles/13861059-crypto-asset-tax-reporting-standards-carf-key-information-for-users-in-mexico.md) - [Which entities are applicable to my account? \(Argentina\)](https://help.arqfinance.com/en/articles/13861372-which-entities-are-applicable-to-my-account-argentina.md) - [Restriction on transactions with CIBanco, Intercam, and Vector](https://help.arqfinance.com/en/articles/13869145-restriction-on-transactions-with-cibanco-intercam-and-vector.md) - [What is a PEP in Brazil?](https://help.arqfinance.com/en/articles/15220282-what-is-a-pep-in-brazil.md) - [Does ARQ report my USDc or EURc holdings?](https://help.arqfinance.com/en/articles/15874284-does-arq-report-my-usdc-or-eurc-holdings.md) ## Español ### Sobre ARQ - [Conoce nuestra nueva marca: DolarApp ahora es ARQ](https://help.arqfinance.com/es/articles/13897054-conoce-nuestra-nueva-marca-dolarapp-ahora-es-arq.md): Lee sobre nuestro cambio de marca y las preguntas frecuentes - [¿Qué es ARQ?](https://help.arqfinance.com/es/articles/13368100-que-es-arq.md): Conoce más sobre ARQ y nuestros beneficios - [¿Por qué ARQ es bueno para mí?](https://help.arqfinance.com/es/articles/13533154-por-que-arq-es-bueno-para-mi.md): ARQ te protege contra la devaluación, y te ofrece el mejor tipo de cambio para comprar dólares digitales - sin comisiones - [¿Qué son los dólares digitales?](https://help.arqfinance.com/es/articles/13533823-que-son-los-dolares-digitales.md): Descubre qué son y cómo funcionan los dólares digitales - [Costes y comisiones de ARQ](https://help.arqfinance.com/es/articles/13738316-costes-y-comisiones-de-arq.md): Conoce en detalle todos los costos de utilizar ARQ - [¿Qué beneficios obtengo por mi dinero en ARQ?](https://help.arqfinance.com/es/articles/13545731-que-beneficios-obtengo-por-mi-dinero-en-arq.md): Al mantener dólares digitales \(USDc\) o euros digitales \(EURc\) en tu cuenta de ARQ, disfrutas de múltiples beneficios que protegen tu dinero y mejoran tu bienestar financiero. ### Gestión de la cuenta - [Abrir una cuenta en ARQ](https://help.arqfinance.com/es/articles/13545803-abrir-una-cuenta-en-arq.md): Crear tu cuenta en ARQ es fácil, rápido y completamente gratuito. Sigue estos simples pasos para empezar a disfrutar de todos los beneficios: - [¿Funciona para extranjeros?](https://help.arqfinance.com/es/articles/13545819-funciona-para-extranjeros.md) - [¿Cómo puedo compartir ARQ con mis amigos?](https://help.arqfinance.com/es/articles/13545832-como-puedo-compartir-arq-con-mis-amigos.md) - [¿Qué es y para qué sirve tu $ARQtag?](https://help.arqfinance.com/es/articles/13545847-que-es-y-para-que-sirve-tu-arqtag.md) - [¿Quién puede crear una cuenta en ARQ?](https://help.arqfinance.com/es/articles/13610915-quien-puede-crear-una-cuenta-en-arq.md) - [Origen de fondos: cómo demostrar tus ingresos](https://help.arqfinance.com/es/articles/13900640-origen-de-fondos-como-demostrar-tus-ingresos.md): Acá encontrás todo lo que necesitás saber sobre qué documentos presentar para verificar el origen de tus fondos. - [¿Cuánto dinero puedo transferir hacia y desde mi cuenta?](https://help.arqfinance.com/es/articles/15117555-cuanto-dinero-puedo-transferir-hacia-y-desde-mi-cuenta.md) - [Tengo problemas para verificar mi identidad](https://help.arqfinance.com/es/articles/13545893-tengo-problemas-para-verificar-mi-identidad.md) - [Tengo problemas para recibir el código de seguridad \(SMS, WhatsApp o correo electrónico\)](https://help.arqfinance.com/es/articles/13545913-tengo-problemas-para-recibir-el-codigo-de-seguridad-sms-whatsapp-o-correo-electronico.md) - [Mi cuenta ARQ está en revisión](https://help.arqfinance.com/es/articles/13545943-mi-cuenta-arq-esta-en-revision.md): Todo lo que necesitas saber si tu cuenta está bajo revisión - [No puedo acceder a mi cuenta](https://help.arqfinance.com/es/articles/13545977-no-puedo-acceder-a-mi-cuenta.md) - [¿Cómo puedo modificar mis datos personales?](https://help.arqfinance.com/es/articles/13546076-como-puedo-modificar-mis-datos-personales.md) - [¿Cómo puedo actualizar mi correo electrónico?](https://help.arqfinance.com/es/articles/13546089-como-puedo-actualizar-mi-correo-electronico.md) - [¿Cómo puedo actualizar el número de teléfono asociado a mi cuenta ARQ?](https://help.arqfinance.com/es/articles/13546106-como-puedo-actualizar-el-numero-de-telefono-asociado-a-mi-cuenta-arq.md) - [Cerrar mi cuenta ARQ](https://help.arqfinance.com/es/articles/13546173-cerrar-mi-cuenta-arq.md) - [¿Cómo puedo cambiar mi ARQtag?](https://help.arqfinance.com/es/articles/13900654-como-puedo-cambiar-mi-arqtag.md): Tu ARQtag es tu identificador en ARQ, que tus amigos pueden usar para enviarte dinero a través de la función de pagos entre personas \(P2P\) - [¿Qué reportes y certificados están disponibles en mi cuenta ARQ?](https://help.arqfinance.com/es/articles/15178104-que-reportes-y-certificados-estan-disponibles-en-mi-cuenta-arq.md): Aprende cómo acceder y descargar tus estados de cuenta mensuales de ARQ, reportes de tarjetas, inversiones de Wealth y certificados oficiales. ### Tarjetas - [¿Cómo comprar en Steam sin cargos extra desde Argentina?](https://help.arqfinance.com/es/articles/16188834-como-comprar-en-steam-sin-cargos-extra-desde-argentina.md): Descargá ARQ desde el App Store o Google Play, activá tu tarjeta local ARQ \(virtual o física\) y usala para pagar tus compras en Steam. - [¿Cómo pagar Meta Ads sin cargos extra desde Argentina?](https://help.arqfinance.com/es/articles/16382029-como-pagar-meta-ads-sin-cargos-extra-desde-argentina.md): Descargá ARQ desde el App Store o Google Play, activá tu tarjeta global ARQ \(virtual o física\) y agregala como método de pago en Meta Ads. De esta forma, pagás sin el 21% o 30% extra. - [¿Qué es la ARQ Card?](https://help.arqfinance.com/es/articles/13546201-que-es-la-arq-card.md) - [¿Dónde puedo usar mi tarjeta ARQ?](https://help.arqfinance.com/es/articles/13546361-donde-puedo-usar-mi-tarjeta-arq.md) - [ARQ Card: ¿Tarjeta de débito o crédito?](https://help.arqfinance.com/es/articles/13546891-arq-card-tarjeta-de-debito-o-credito.md) - [¿Puedo hacer disposiciones de efectivo con mi tarjeta ARQ?](https://help.arqfinance.com/es/articles/13546968-puedo-hacer-disposiciones-de-efectivo-con-mi-tarjeta-arq.md) - [¿La tarjeta ARQ tiene algún costo?](https://help.arqfinance.com/es/articles/13547335-la-tarjeta-arq-tiene-algun-costo.md) - [Límite de tarjetas](https://help.arqfinance.com/es/articles/13547401-limite-de-tarjetas.md): Cuántas tarjetas puedes crear - [Consultar mi PIN](https://help.arqfinance.com/es/articles/13547535-consultar-mi-pin.md) - [Envío de dinero a tarjetas ARQ](https://help.arqfinance.com/es/articles/13621932-envio-de-dinero-a-tarjetas-arq.md) - [Límites de retiro en cajeros automáticos \(cuentas de Colombia\)](https://help.arqfinance.com/es/articles/13551275-limites-de-retiro-en-cajeros-automaticos-cuentas-de-colombia.md): Aquí puedes encontrar toda la información relacionada con los límites de retiro en cajeros automáticos para usuarios con cuentas registradas en Colombia. - [Tarifas por retiros en cajeros automáticos y cómo evitar cargos sorpresa](https://help.arqfinance.com/es/articles/13551411-tarifas-por-retiros-en-cajeros-automaticos-y-como-evitar-cargos-sorpresa.md): Información sobre las tarifas de retiro en cajeros automáticos de ARQ - [Entendiendo las diferencias entre la tarjeta Global y Local · Brasil](https://help.arqfinance.com/es/articles/13549820-entendiendo-las-diferencias-entre-la-tarjeta-global-y-local-brasil.md): Aprende cuándo utilizar cada tarjeta para sacarles el máximo provecho. - [Entendiendo las diferencias entre la tarjeta Global y Local · Argentina 🇦🇷](https://help.arqfinance.com/es/articles/13548174-entendiendo-las-diferencias-entre-la-tarjeta-global-y-local-argentina.md): Aprende cuándo utilizar cada tarjeta para sacarles el máximo provecho. - [¿Qué hago en caso de robo o extravío de mi tarjeta?](https://help.arqfinance.com/es/articles/13549882-que-hago-en-caso-de-robo-o-extravio-de-mi-tarjeta.md): Recomendaciones en caso de que hayas perdido tu tarjeta o te la hayan robado. - [Desconocimiento de un pago con tarjeta](https://help.arqfinance.com/es/articles/13549927-desconocimiento-de-un-pago-con-tarjeta.md): Si detectas un consumo desconocido en tu cuenta, sigue estos pasos para proteger tu tarjeta y resolver la situación: - [Si mi tarjeta no pasa o es rechazada ¿qué debo hacer?](https://help.arqfinance.com/es/articles/13549978-si-mi-tarjeta-no-pasa-o-es-rechazada-que-debo-hacer.md) - [Aprueba tus pagos en línea dentro de la app](https://help.arqfinance.com/es/articles/13828820-aprueba-tus-pagos-en-linea-dentro-de-la-app.md) - [¿Qué es 3D Secure?](https://help.arqfinance.com/es/articles/13550012-que-es-3d-secure.md) - [¿Cómo solicito mi tarjeta?](https://help.arqfinance.com/es/articles/13550099-como-solicito-mi-tarjeta.md) - [¿Cómo activo mi tarjeta?](https://help.arqfinance.com/es/articles/13550139-como-activo-mi-tarjeta.md) - [¿Cuánto tarda en llegar la tarjeta?](https://help.arqfinance.com/es/articles/13550159-cuanto-tarda-en-llegar-la-tarjeta.md) - [¿A dónde se puede enviar la tarjeta física?](https://help.arqfinance.com/es/articles/13550176-a-donde-se-puede-enviar-la-tarjeta-fisica.md) - [¿Por qué fue rechazado mi reclamo?](https://help.arqfinance.com/es/articles/13551787-por-que-fue-rechazado-mi-reclamo.md) - [Política de Reembolsos](https://help.arqfinance.com/es/articles/13550339-politica-de-reembolsos.md) - [¿Cómo es el proceso de los pagos internacionales?](https://help.arqfinance.com/es/articles/13550928-como-es-el-proceso-de-los-pagos-internacionales.md) - [¿Cómo funcionan las tasas de cambio para los pagos?](https://help.arqfinance.com/es/articles/13551024-como-funcionan-las-tasas-de-cambio-para-los-pagos.md) - [Devolución de compra](https://help.arqfinance.com/es/articles/13551202-devolucion-de-compra.md) - [Si me hicieron un cargo de validación de la tarjeta, ¿cuándo me lo devuelven?](https://help.arqfinance.com/es/articles/13901451-si-me-hicieron-un-cargo-de-validacion-de-la-tarjeta-cuando-me-lo-devuelven.md) - [¿Puedo agregar mi tarjeta a Google Pay?](https://help.arqfinance.com/es/articles/13551544-puedo-agregar-mi-tarjeta-a-google-pay.md): Puedes disfrutar de todos los beneficios de tu tarjeta con Google Pay, una forma más rápida, segura y conveniente de realizar pagos. - [¿Puedo agregar mi tarjeta a Apple Pay?](https://help.arqfinance.com/es/articles/13900835-puedo-agregar-mi-tarjeta-a-apple-pay.md): ¡Sí! Puedes vincular tu ARQCard a Apple Pay y realizar pagos instantáneos en miles de tiendas directamente desde tu iPhone. ### Cuentas y saldos en USD y EUR - [Convertir automáticamente a USDc](https://help.arqfinance.com/es/articles/13901839-convertir-automaticamente-a-usdc.md): Convertí tus depósitos en EUR, ARS o BRL automáticamente - [¿Puedo usar mi saldo en EURc para pagar con mi tarjeta?](https://help.arqfinance.com/es/articles/13901899-puedo-usar-mi-saldo-en-eurc-para-pagar-con-mi-tarjeta.md) - [¿Puedo convertir saldos entre mis billeteras USDc y EURc?](https://help.arqfinance.com/es/articles/13901923-puedo-convertir-saldos-entre-mis-billeteras-usdc-y-eurc.md): Intercambia entre USDc y EURc en segundos - [Cómo configurar tus alertas de precios en ARQ](https://help.arqfinance.com/es/articles/13901932-como-configurar-tus-alertas-de-precios-en-arq.md) - [¿Por qué los datos en EUROS no están a mi nombre?](https://help.arqfinance.com/es/articles/13545926-por-que-los-datos-en-euros-no-estan-a-mi-nombre.md) - [¿Cómo enviar y recibir pagos de Estados Unidos?](https://help.arqfinance.com/es/articles/13901947-como-enviar-y-recibir-pagos-de-estados-unidos.md) - [¿Cómo recibir una transferencia ACH?](https://help.arqfinance.com/es/articles/13901965-como-recibir-una-transferencia-ach.md): Todo lo que tienes que saber acerca de las transferencias ACH. - [Tus datos de cuenta en EE. UU. están cambiando](https://help.arqfinance.com/es/articles/14081063-tus-datos-de-cuenta-en-ee-uu-estan-cambiando.md) - [¿Puedo realizar débitos automáticos desde mi cuenta de ARQ?](https://help.arqfinance.com/es/articles/15948337-puedo-realizar-debitos-automaticos-desde-mi-cuenta-de-arq.md): Lo que debes saber sobre los débitos automáticos \(pull ACH\) en tu cuenta - [¿Qué es el IBAN?](https://help.arqfinance.com/es/articles/13901986-que-es-el-iban.md): Te explicamos qué es la cuenta IBAN y para qué sirve. - [¿Cómo puedo activar los datos de cuenta IBAN?](https://help.arqfinance.com/es/articles/13901988-como-puedo-activar-los-datos-de-cuenta-iban.md): Instrucciones para obtener tus datos de cuenta IBAN - [¿Puedo tener datos de cuenta IBAN y datos de cuenta en EE. UU. al tiempo?](https://help.arqfinance.com/es/articles/13902007-puedo-tener-datos-de-cuenta-iban-y-datos-de-cuenta-en-ee-uu-al-tiempo.md) - [¿Qué es un comprobante de domicilio y cuáles son los requisitos para que sea válido?](https://help.arqfinance.com/es/articles/13902011-que-es-un-comprobante-de-domicilio-y-cuales-son-los-requisitos-para-que-sea-valido.md) ### Agregar saldo a mi cuenta - [Tiempos estimados para completar recargas o retiros en ARQ](https://help.arqfinance.com/es/articles/13545884-tiempos-estimados-para-completar-recargas-o-retiros-en-arq.md) - [Cuenta sin fronteras: recarga en múltiples monedas](https://help.arqfinance.com/es/articles/13532861-cuenta-sin-fronteras-recarga-en-multiples-monedas.md): Descubre todas las maneras de comprar dólares digitales en tu cuenta de ARQ - [Realiza tu primera transferencia en USD a ARQ](https://help.arqfinance.com/es/articles/13738840-realiza-tu-primera-transferencia-en-usd-a-arq.md): Agrega saldo usando tu propia cuenta bancaria, es un proceso sencillo - [Recargar mi cuenta con dólares \(USD\)](https://help.arqfinance.com/es/articles/13901700-recargar-mi-cuenta-con-dolares-usd.md): Instrucciones para recargar tu cuenta con dólares estadounidenses - [Plazos de acreditación en transacciones de Estados Unidos](https://help.arqfinance.com/es/articles/13901721-plazos-de-acreditacion-en-transacciones-de-estados-unidos.md): Tiempo de acreditación en transferencias de EE. UU. - [¿Cómo recibir tu primera transferencia en USD de alguien más en ARQ?](https://help.arqfinance.com/es/articles/13901773-como-recibir-tu-primera-transferencia-en-usd-de-alguien-mas-en-arq.md): Recibir dinero de amigos, familiares o clientes nunca fue tan sencillo con ARQ. - [Diferencia entre transferencia ACH y Wire](https://help.arqfinance.com/es/articles/13901787-diferencia-entre-transferencia-ach-y-wire.md): Aquí te explicamos las principales diferencias entre ambos métodos para que elijas el que mejor se adapte a tus necesidades. - [¿Cómo puedo hacer transferencias Wire a ARQ?](https://help.arqfinance.com/es/articles/13901819-como-puedo-hacer-transferencias-wire-a-arq.md) - [¿Necesito un código SWIFT/BIC para transferencias de EE.UU en ARQ?](https://help.arqfinance.com/es/articles/13901841-necesito-un-codigo-swift-bic-para-transferencias-de-ee-uu-en-arq.md): Código Swift / BIC code - [¿Cómo funcionan los micro depósitos o micro importes?](https://help.arqfinance.com/es/articles/13901865-como-funcionan-los-micro-depositos-o-micro-importes.md) - [Retiro instantáneo desde Deel a ARQ](https://help.arqfinance.com/es/articles/13901886-retiro-instantaneo-desde-deel-a-arq.md): Te explicamos cómo puedes retirar tu salario desde Deel a ARQ en tan solo un par de segundos. - [Mi transacción en USD está presentando retrasos](https://help.arqfinance.com/es/articles/13901908-mi-transaccion-en-usd-esta-presentando-retrasos.md): Las transacciones en USD en ARQ, ya sean cargas o retiros, tienen tiempos estimados de llegada según el tipo de operación: - [Recibe pagos de EE.UU. a través de FedNow](https://help.arqfinance.com/es/articles/15279179-recibe-pagos-de-ee-uu-a-traves-de-fednow.md): Aprende cómo recibir pagos instantáneos a través de FedNow, 24/7, sin necesidad de configuración. - [Cómo enviar saldo de Deel a ARQ](https://help.arqfinance.com/es/articles/13738921-como-enviar-saldo-de-deel-a-arq.md): Descubre como configurar ARQ como tu cuenta principal para retiros de Deel - [Cómo enviar saldo de PayPal a ARQ](https://help.arqfinance.com/es/articles/13738950-como-enviar-saldo-de-paypal-a-arq.md): Es fácil configurar ARQ como cuenta bancaria para enviar saldo desde PayPal - [Cómo enviar saldo de Payoneer a ARQ](https://help.arqfinance.com/es/articles/13738987-como-enviar-saldo-de-payoneer-a-arq.md): Descubre cómo configurar tu cuenta de ARQ como método de pago en Payoneer. - [Cómo enviar saldo de Wise a ARQ](https://help.arqfinance.com/es/articles/13739009-como-enviar-saldo-de-wise-a-arq.md): Es fácil configurar ARQ como tu cuenta de pago principal para retiros de Wise - [Cómo enviar saldo de Bank of America a ARQ](https://help.arqfinance.com/es/articles/13901704-como-enviar-saldo-de-bank-of-america-a-arq.md) - [Cómo enviar saldo de Airbnb a ARQ](https://help.arqfinance.com/es/articles/13901714-como-enviar-saldo-de-airbnb-a-arq.md) - [Cómo enviar saldo de Ameritrade a ARQ](https://help.arqfinance.com/es/articles/13901741-como-enviar-saldo-de-ameritrade-a-arq.md) - [Cómo enviar saldo de CashApp a ARQ](https://help.arqfinance.com/es/articles/13901783-como-enviar-saldo-de-cashapp-a-arq.md) - [Cómo enviar saldo de Chase JP Morgan a ARQ](https://help.arqfinance.com/es/articles/13901877-como-enviar-saldo-de-chase-jp-morgan-a-arq.md) - [Cómo enviar saldo de Wells Fargo a ARQ](https://help.arqfinance.com/es/articles/13901897-como-enviar-saldo-de-wells-fargo-a-arq.md) - [Cómo enviar saldo de Citibank a ARQ](https://help.arqfinance.com/es/articles/13901914-como-enviar-saldo-de-citibank-a-arq.md) - [Cómo enviar saldo de Interactive Brokers a ARQ en USD](https://help.arqfinance.com/es/articles/13901927-como-enviar-saldo-de-interactive-brokers-a-arq-en-usd.md) - [Recargar mi cuenta con euros \(EUR\)](https://help.arqfinance.com/es/articles/10302618-recargar-mi-cuenta-con-euros-eur.md): Instrucciones para recargar tu cuenta con euros - [Mi transferencia en euros no ha sido acreditada](https://help.arqfinance.com/es/articles/11775786-mi-transferencia-en-euros-no-ha-sido-acreditada.md) - [¿Qué es una transferencia SEPA?](https://help.arqfinance.com/es/articles/10268697-que-es-una-transferencia-sepa.md): Te explicamos qué es una transferencia SEPA en Europa - [¿Qué países están soportados para transferencias en euros \(EUR\)?](https://help.arqfinance.com/es/articles/10268986-que-paises-estan-soportados-para-transferencias-en-euros-eur.md): Lista de países desde los que puedes enviar y recibir euros - [Cómo se procesan las transferencias en EUR](https://help.arqfinance.com/es/articles/13747290-como-se-procesan-las-transferencias-en-eur.md) - [¿Cuál es la comisión por recibir transferencias en euros?](https://help.arqfinance.com/es/articles/10269355-cual-es-la-comision-por-recibir-transferencias-en-euros.md): Te contamos cuál es la comisión de recibir una transferencia en euros - [Recargar mi cuenta con pesos colombianos \(COP\)](https://help.arqfinance.com/es/articles/13901934-recargar-mi-cuenta-con-pesos-colombianos-cop.md): Instrucciones para recargar tu cuenta con pesos \(COP\) - [Recargar mi cuenta con pesos argentinos \(ARS\)](https://help.arqfinance.com/es/articles/13901966-recargar-mi-cuenta-con-pesos-argentinos-ars.md): Instrucciones para recargar tu cuenta con pesos \(ARS\) - [Recargar mi cuenta con pesos mexicanos \(MXN\)](https://help.arqfinance.com/es/articles/13901951-recargar-mi-cuenta-con-pesos-mexicanos-mxn.md): Instrucciones para recargar tu cuenta con pesos \(MXN\) - [Transferencia entrante demorada](https://help.arqfinance.com/es/articles/13902076-transferencia-entrante-demorada.md) - [¿Qué es el Coelsa ID y por qué es importante?](https://help.arqfinance.com/es/articles/13905065-que-es-el-coelsa-id-y-por-que-es-importante.md): Carga en pesos argentinos - [¿Qué es una llave Bre-B?](https://help.arqfinance.com/es/articles/15059940-que-es-una-llave-bre-b.md) - [Recarga tu cuenta ARQ con cripto](https://help.arqfinance.com/es/articles/13828411-recarga-tu-cuenta-arq-con-cripto.md): Agrega USDc o USDT en ARQ directamente desde tu billetera cripto - [Ethereum vs. Polygon: ¿Qué red debo usar para recargar USDc?](https://help.arqfinance.com/es/articles/13828533-ethereum-vs-polygon-que-red-debo-usar-para-recargar-usdc.md): Elige la red adecuada para tus recargas con cripto ### Transferencias \(recargas y retiros\) - [Enviar dólares \(USD\) mediante transferencia bancaria ACH](https://help.arqfinance.com/es/articles/13739027-enviar-dolares-usd-mediante-transferencia-bancaria-ach.md): Instrucciones para enviar dólares americanos \(USD\) a una cuenta bancaria en Estados Unidos - [Enviar euros \(EUR\) mediante transferencia bancaria SEPA](https://help.arqfinance.com/es/articles/13901610-enviar-euros-eur-mediante-transferencia-bancaria-sepa.md): Instrucciones para enviar euros \(EUR\) a una cuenta bancaria en Europa. - [Enviar pesos colombianos \(COP\) mediante transferencia bancaria](https://help.arqfinance.com/es/articles/13901629-enviar-pesos-colombianos-cop-mediante-transferencia-bancaria.md): Instrucciones para enviar pesos colombianos a una cuenta bancaria en Colombia. - [Enviar pesos mexicanos \(MXN\) mediante transferencia bancaria](https://help.arqfinance.com/es/articles/13901642-enviar-pesos-mexicanos-mxn-mediante-transferencia-bancaria.md): Instrucciones para enviar pesos mexicanos a una cuenta bancaria en México. - [Enviar pesos argentinos \(ARS\) mediante transferencia bancaria](https://help.arqfinance.com/es/articles/13901652-enviar-pesos-argentinos-ars-mediante-transferencia-bancaria.md): Instrucciones para enviar pesos argentinos a una cuenta bancaria en Argentina. - [¿Qué debo hacer si falla una transferencia SEPA?](https://help.arqfinance.com/es/articles/13901739-que-debo-hacer-si-falla-una-transferencia-sepa.md) - [¿Qué debo hacer si se retrasa mi transferencia SEPA?](https://help.arqfinance.com/es/articles/13901744-que-debo-hacer-si-se-retrasa-mi-transferencia-sepa.md) - [¿Admitimos transferencias SWIFT?](https://help.arqfinance.com/es/articles/13901750-admitimos-transferencias-swift.md) - [¿Qué ocurre si envío una transferencia SEPA a una cuenta equivocada?](https://help.arqfinance.com/es/articles/13901756-que-ocurre-si-envio-una-transferencia-sepa-a-una-cuenta-equivocada.md) - [Enviar pesos colombianos \(COP\) mediante Bre-B](https://help.arqfinance.com/es/articles/15059876-enviar-pesos-colombianos-cop-mediante-bre-b.md) ### Transferencias entre usuarios de ARQ - [Envía dólares digitales a tus amigos con pagos P2P](https://help.arqfinance.com/es/articles/13902030-envia-dolares-digitales-a-tus-amigos-con-pagos-p2p.md) - [¿Cómo usar Grupos?](https://help.arqfinance.com/es/articles/13902045-como-usar-grupos.md): Divide y salda cuentas con tus amigos y familiares. - [Sobre el Saldo de Cuentas Inteligente](https://help.arqfinance.com/es/articles/13902068-sobre-el-saldo-de-cuentas-inteligente.md) - [¿Cómo agregar gastos manuales a Grupos?](https://help.arqfinance.com/es/articles/13902072-como-agregar-gastos-manuales-a-grupos.md): Te explicamos paso a paso cómo agregar gastos que no hayas pagado a través de ARQ a tus Grupos ### Pago de facturas y servicios - [¿Qué es el pago de facturas?](https://help.arqfinance.com/es/articles/13828316-que-es-el-pago-de-facturas.md): Te explicamos para qué sirve la funcionalidad de pago de facturas dentro ARQ - [No encuentro una empresa de servicios o convenio](https://help.arqfinance.com/es/articles/13828349-no-encuentro-una-empresa-de-servicios-o-convenio.md): Envíanos el nombre de la empresa, servicio o convenio que quieres pagar a través de ARQ y así podemos gestionar su inclusión. ### PIX Brasil - [Todo sobre Pix](https://help.arqfinance.com/es/articles/13828378-todo-sobre-pix.md): Un resumen rápido de todo lo que necesitas saber sobre Pix - [¿Qué es la Clave Pix?](https://help.arqfinance.com/es/articles/13901397-que-es-la-clave-pix.md) - [¿Cómo enviar y recibir un Pix?](https://help.arqfinance.com/es/articles/13901402-como-enviar-y-recibir-un-pix.md) - [Pix Retiro y PIX Intercambio](https://help.arqfinance.com/es/articles/13901423-pix-retiro-y-pix-intercambio.md) - [Devolver un Pix](https://help.arqfinance.com/es/articles/13901431-devolver-un-pix.md) - [Límites de Pix](https://help.arqfinance.com/es/articles/13901438-limites-de-pix.md) - [Alerta de posible fraude en transacciones PIX](https://help.arqfinance.com/es/articles/13901460-alerta-de-posible-fraude-en-transacciones-pix.md) - [Guía de disputa para transacciones realizadas a través de la red PIX](https://help.arqfinance.com/es/articles/15234055-guia-de-disputa-para-transacciones-realizadas-a-traves-de-la-red-pix.md): Aprende todo lo que necesitas saber sobre las disputas de PIX. - [Bloqueo cautelar por infracción PIX: qué es y qué hacer](https://help.arqfinance.com/es/articles/15424970-bloqueo-cautelar-por-infraccion-pix-que-es-y-que-hacer.md): Disponible solo para cuentas registradas en Brasil ### Ahorrar e invertir - [Qué inversiones de renta fija brasileña están disponibles en ARQ](https://help.arqfinance.com/es/articles/16093889-que-inversiones-de-renta-fija-brasilena-estan-disponibles-en-arq.md) - [¿Cómo configurar tu cuenta para invertir en renta fija brasileña?](https://help.arqfinance.com/es/articles/16093955-como-configurar-tu-cuenta-para-invertir-en-renta-fija-brasilena.md) - [Cómo invertir en activos de renta fija brasileña](https://help.arqfinance.com/es/articles/16097449-como-invertir-en-activos-de-renta-fija-brasilena.md) - [¿Cómo vender tus activos de renta fija brasileña?](https://help.arqfinance.com/es/articles/16097673-como-vender-tus-activos-de-renta-fija-brasilena.md) - [¿Qué impuestos aplican a mis inversiones en renta fija brasileña?](https://help.arqfinance.com/es/articles/16101303-que-impuestos-aplican-a-mis-inversiones-en-renta-fija-brasilena.md) - [¿Cuándo recibes los rendimientos de tus inversiones en renta fija brasileña?](https://help.arqfinance.com/es/articles/16101459-cuando-recibes-los-rendimientos-de-tus-inversiones-en-renta-fija-brasilena.md) - [¿Qué es Invertir?](https://help.arqfinance.com/es/articles/13869170-que-es-invertir.md) - [Cómo crear tu cuenta de inversiones](https://help.arqfinance.com/es/articles/13869204-como-crear-tu-cuenta-de-inversiones.md): Guía paso a paso para acceder a tu cuenta de inversiones - [¿Cómo están protegidas tus inversiones?](https://help.arqfinance.com/es/articles/13828601-como-estan-protegidas-tus-inversiones.md): Todo lo que necesitas saber sobre dónde están custodiadas tus inversiones y cómo están aseguradas - [Cómo están protegidas tus inversiones](https://help.arqfinance.com/es/articles/13869223-como-estan-protegidas-tus-inversiones.md): Una guía clara sobre la cobertura de SIPC - [¿En qué puedes invertir con tu cuenta de inversiones en ARQ?](https://help.arqfinance.com/es/articles/13869258-en-que-puedes-invertir-con-tu-cuenta-de-inversiones-en-arq.md): Descubre los valores disponibles en tu cuenta de inversiones - [¿Qué comisiones aplican a mi cuenta de inversión?](https://help.arqfinance.com/es/articles/13869275-que-comisiones-aplican-a-mi-cuenta-de-inversion.md): Conoce los costos asociados a invertir en acciones y ETFs - [¿Cómo fondear tu cuenta de inversiones?](https://help.arqfinance.com/es/articles/13869288-como-fondear-tu-cuenta-de-inversiones.md): Pasos para mover dinero a tu cuenta de inversiones - [¿Cómo retirar fondos de tu cuenta de inversiones?](https://help.arqfinance.com/es/articles/13869299-como-retirar-fondos-de-tu-cuenta-de-inversiones.md): Pasos para mover dinero a tu cuenta principal - [Qué significa tu perfil de riesgo](https://help.arqfinance.com/es/articles/13828617-que-significa-tu-perfil-de-riesgo.md): Aprende cómo definimos tu perfil y para qué sirve - [¿Cómo comprar y vender activos?](https://help.arqfinance.com/es/articles/13869310-como-comprar-y-vender-activos.md): Guía paso a paso para invertir desde tu cuenta de inversiones - [¿Dónde puedes ver tus dividendos?](https://help.arqfinance.com/es/articles/13869362-donde-puedes-ver-tus-dividendos.md) - [¿Qué impuestos aplican a tu cuenta de inversiones?](https://help.arqfinance.com/es/articles/13869431-que-impuestos-aplican-a-tu-cuenta-de-inversiones.md): Guía sobre las implicaciones fiscales de tu cuenta de inversiones - [¿Qué tipos de órdenes puedo usar para comprar y vender activos de la bolsa de EE.UU.?](https://help.arqfinance.com/es/articles/13869582-que-tipos-de-ordenes-puedo-usar-para-comprar-y-vender-activos-de-la-bolsa-de-ee-uu.md) - [Transfiere tu portafolio de inversiones a ARQ](https://help.arqfinance.com/es/articles/14324241-transfiere-tu-portafolio-de-inversiones-a-arq.md): Mueve tus acciones y ETFs de EE. UU. desde otro broker — sin necesidad de vender. - [Cómo mover tus inversiones de Interactive Brokers a ARQ](https://help.arqfinance.com/es/articles/15415888-como-mover-tus-inversiones-de-interactive-brokers-a-arq.md): Mueve tus acciones y ETFs de EE.UU. desde IBKR sin venderlos - [Cómo mover tus inversiones de Hapi a ARQ](https://help.arqfinance.com/es/articles/15419794-como-mover-tus-inversiones-de-hapi-a-arq.md): Mueve tus acciones y ETFs desde Hapi sin perder tu posición - [Cómo mover tus inversiones de Vest a ARQ](https://help.arqfinance.com/es/articles/15419935-como-mover-tus-inversiones-de-vest-a-arq.md): Mueve tus acciones y ETFs desde Vest sin perder tu posición - [Cómo mover tus inversiones de Schwab a ARQ](https://help.arqfinance.com/es/articles/15420045-como-mover-tus-inversiones-de-schwab-a-arq.md): Mueve tus acciones y ETFs desde Schwab sin perder tu posición - [¿Cómo funciona invertir en una IPO?](https://help.arqfinance.com/es/articles/15408565-como-funciona-invertir-en-una-ipo.md): Qué esperar al comprar acciones de una empresa el día de su IPO - [¿Cómo están protegidas tus inversiones con el FGC?](https://help.arqfinance.com/es/articles/15461663-como-estan-protegidas-tus-inversiones-con-el-fgc.md): Todo lo que necesitas saber sobre cómo el Fondo Garantizador de Créditos \(FGC\) de Brasil protege tu dinero, qué cubre y cuáles son los límites de la garantía. - [¿Cómo están protegidas tus inversiones en Tesouro Direto?](https://help.arqfinance.com/es/articles/15462961-como-estan-protegidas-tus-inversiones-en-tesouro-direto.md): Todo lo que necesitas saber sobre qué respalda los títulos del Tesouro Direto, por qué no necesitan el FGC y dónde se guardan tus títulos. - [¿Cómo funciona la Cuenta Remunerada en USDc?](https://help.arqfinance.com/es/articles/13828751-como-funciona-la-cuenta-remunerada-en-usdc.md): Todo lo que necesitas saber sobre tu Cuenta Remunerada en dólares digitales - [Cuenta Remunerada en Pesos Argentinos](https://help.arqfinance.com/es/articles/13869811-cuenta-remunerada-en-pesos-argentinos.md): Guía sobre el funcionamiento de nuestra cuenta remunerada en pesos argentinos y respuestas a preguntas frecuentes - [¿Cómo funciona la Cuenta Remunerada en BRL?](https://help.arqfinance.com/es/articles/13869855-como-funciona-la-cuenta-remunerada-en-brl.md): Todo lo que necesitas saber sobre tu Cuenta Remunerada en reales brasileños ### ARQ Premium y ARQ Prestige - [¿Qué es ARQ Premium?](https://help.arqfinance.com/es/articles/13901053-que-es-arq-premium.md): Conoce en detalle qué es y cómo funciona nuestra membresía Premium - [¿Cómo funciona el Cashback si soy miembro Premium o Prestige?](https://help.arqfinance.com/es/articles/13828450-como-funciona-el-cashback-si-soy-miembro-premium-o-prestige.md): Te explicamos en detalle cómo funciona el Cashback cuando eres miembro Premium o Prestige - [¿Cómo funciona la renovación automática de mi membresía Premium?](https://help.arqfinance.com/es/articles/13901380-como-funciona-la-renovacion-automatica-de-mi-membresia-premium.md) - [¿Cómo puedo cancelar mi membresía Premium?](https://help.arqfinance.com/es/articles/13901403-como-puedo-cancelar-mi-membresia-premium.md): Aquí te explicamos cómo cancelar tu membresía Premium. - [¿Cómo puedo cambiar la facturación de mi membresía Premium?](https://help.arqfinance.com/es/articles/13901422-como-puedo-cambiar-la-facturacion-de-mi-membresia-premium.md) - [No veo el cashback de una de mis compras con la ARQCard](https://help.arqfinance.com/es/articles/13901429-no-veo-el-cashback-de-una-de-mis-compras-con-la-arqcard.md) - [¿Cómo funciona la transferencia internacional gratuita \(USD o EUR\) con Premium?](https://help.arqfinance.com/es/articles/13904902-como-funciona-la-transferencia-internacional-gratuita-usd-o-eur-con-premium.md): Te explicamos cómo aprovechar este beneficio exclusivo para miembros Premium. - [¿Cómo funcionan los retiros sin comisión en cajeros automáticos?](https://help.arqfinance.com/es/articles/13904998-como-funcionan-los-retiros-sin-comision-en-cajeros-automaticos.md): Te explicamos cómo funciona los retiros sin comisión en cajeros automáticos con tu membresía Premium. - [ARQ Premium: Más información sobre nuestro producto de crédito garantizado](https://help.arqfinance.com/es/articles/16058184-arq-premium-mas-informacion-sobre-nuestro-producto-de-credito-garantizado.md): ARQ Premium: Más información sobre nuestro producto de crédito garantizado - [¿Qué es ARQ Prestige?](https://help.arqfinance.com/es/articles/13430222-que-es-arq-prestige.md) - [ARQ Prestige: Más información sobre nuestro producto de crédito garantizado](https://help.arqfinance.com/es/articles/14094133-arq-prestige-mas-informacion-sobre-nuestro-producto-de-credito-garantizado.md) ### Referidos y campañas - [Referidos - Si aún no recibiste tu recompensa, puede demorar hasta 5 días. Además, tu comercio podría estar excluido.](https://help.arqfinance.com/es/articles/13864096-referidos-si-aun-no-recibiste-tu-recompensa-puede-demorar-hasta-5-dias-ademas-tu-comercio-podria-estar-excluido.md): Si no has recibido tu recompensa de referidos, sigue leyendo - [Referidos - Si no eres capaz de encontrar tus invitaciones pasadas, a continuación te explicamos como encontrarlas, así como algunos detalles relevantes](https://help.arqfinance.com/es/articles/13864103-referidos-si-no-eres-capaz-de-encontrar-tus-invitaciones-pasadas-a-continuacion-te-explicamos-como-encontrarlas-asi-como-algunos-detalles-relevantes.md): ¿Por qué desaparecieron mis referidos después de cambiar de campaña? - [Descuento en Despegar](https://help.arqfinance.com/es/articles/14136693-descuento-en-despegar.md) - [¿Qué es la Campaña de Comisión de Conversión Cero?](https://help.arqfinance.com/es/articles/14627024-que-es-la-campana-de-comision-de-conversion-cero.md): Una promoción por tiempo limitado en Brasil que ofrece comisión de conversión cero en tu primera conversión BRL↔USDc o BRL↔EURc. - [The Financial Trivia](https://help.arqfinance.com/es/articles/14847884-the-financial-trivia.md): Una guía sobre cómo funciona The Financial Trivia y respuestas a las preguntas más frecuentes. - [El Desafío ARQ](https://help.arqfinance.com/es/articles/15351883-el-desafio-arq.md): Anota contra una leyenda y gana 10.000 USDc ### Seguridad y protección - [Mantente seguro: Tácticas comunes de estafa en redes sociales y cómo proteger tu cuenta.](https://help.arqfinance.com/es/articles/13860458-mantente-seguro-tacticas-comunes-de-estafa-en-redes-sociales-y-como-proteger-tu-cuenta.md): Tu seguridad es nuestra máxima prioridad. Queremos compartir información importante sobre tácticas de estafa comunes que hemos detectado y consejos para ayudarte a mantenerte protegido contra los e... - [Canales oficiales de ARQ](https://help.arqfinance.com/es/articles/14111591-canales-oficiales-de-arq.md): En ARQ, buscamos que siempre tengas claridad sobre dónde comunicarte con nosotros de forma segura. - [¿Qué es BC Protege+ y cómo protege tu CPF?](https://help.arqfinance.com/es/articles/14212877-que-es-bc-protege-y-como-protege-tu-cpf.md): Conoce todo lo que necesitas saber sobre BC Protege+ - [¿Por qué y cómo verifico el correo electrónico asociado a mi cuenta de ARQ?](https://help.arqfinance.com/es/articles/15175961-por-que-y-como-verifico-el-correo-electronico-asociado-a-mi-cuenta-de-arq.md): Verifica tu correo electrónico para proteger tu cuenta - [Cómo reportar una vulnerabilidad de seguridad \(Divulgación Responsable\)](https://help.arqfinance.com/es/articles/16140694-como-reportar-una-vulnerabilidad-de-seguridad-divulgacion-responsable.md) ### Impuestos - [Impuestos para tarjetas Brasil](https://help.arqfinance.com/es/articles/13547471-impuestos-para-tarjetas-brasil.md): Todo lo que necesitas saber sobre los impuestos al usar tarjetas brasileñas - [Impuestos y retenciones](https://help.arqfinance.com/es/articles/13868981-impuestos-y-retenciones.md): Descubre todo sobre los impuestos aplicables al usar ARQ en Argentina. - [Devolución de impuestos en Argentina](https://help.arqfinance.com/es/articles/13869035-devolucion-de-impuestos-en-argentina.md) - [Ingresos Brutos Tucumán](https://help.arqfinance.com/es/articles/13869063-ingresos-brutos-tucuman.md) - [Certificado Tributario en Colombia](https://help.arqfinance.com/es/articles/13869078-certificado-tributario-en-colombia.md) - [¿Cómo se reporta la información a la DIAN?](https://help.arqfinance.com/es/articles/13869098-como-se-reporta-la-informacion-a-la-dian.md) - [Retenciones IIBB \(Régimen SIRCUPA\)](https://help.arqfinance.com/es/articles/13869113-retenciones-iibb-regimen-sircupa.md) ### Regulaciones y cumplimiento - [Estándar Común de Reporte 2.0 \(CRS 2.0\): Información Clave para Usuarios en Argentina](https://help.arqfinance.com/es/articles/13853366-estandar-comun-de-reporte-2-0-crs-2-0-informacion-clave-para-usuarios-en-argentina.md) - [¿Reportan los pagos con tarjeta?](https://help.arqfinance.com/es/articles/13551119-reportan-los-pagos-con-tarjeta.md) - [Seguridad y regulación - Colombia](https://help.arqfinance.com/es/articles/13860256-seguridad-y-regulacion-colombia.md): Trabajamos constantemente para garantizar que tus dólares digitales y tu cuenta estén siempre seguros. A continuación, te compartimos algunos datos importantes: - [Seguridad y regulación - México](https://help.arqfinance.com/es/articles/13860306-seguridad-y-regulacion-mexico.md): Trabajamos constantemente para garantizar la seguridad de tus dólares digitales y tu cuenta. A continuación, te explicamos los puntos clave que lo respaldan: - [Seguridad y Regulación - Argentina](https://help.arqfinance.com/es/articles/13860355-seguridad-y-regulacion-argentina.md): Siempre trabajamos para garantizar que tus dólares digitales y tu cuenta estén seguros. Algunos datos que lo demuestran. - [Seguridad y Regulación - Brasil](https://help.arqfinance.com/es/articles/13860408-seguridad-y-regulacion-brasil.md): Siempre trabajamos para garantizar que tus Reales, tus dólares digitales y tu cuenta estén seguros. - [Arbitraje de criptomonedas](https://help.arqfinance.com/es/articles/13860439-arbitraje-de-criptomonedas.md): El arbitraje de criptomonedas no está permitido en ARQ. - [Información sobre Países Restringidos](https://help.arqfinance.com/es/articles/13860488-informacion-sobre-paises-restringidos.md): Este artículo explica qué países se consideran restringidos, por qué lo son y qué debes esperar si viajas a alguno de ellos. - [Estándares de Reporte Fiscal de Criptoactivos \(CARF\): Información Clave para Usuarios en Argentina](https://help.arqfinance.com/es/articles/13860707-estandares-de-reporte-fiscal-de-criptoactivos-carf-informacion-clave-para-usuarios-en-argentina.md) - [Estándares de Reporte Fiscal de Criptoactivos \(CARF\): Información Clave para Usuarios en Colombia](https://help.arqfinance.com/es/articles/13860817-estandares-de-reporte-fiscal-de-criptoactivos-carf-informacion-clave-para-usuarios-en-colombia.md) - [Estándares de Reporte Fiscal de Criptoactivos \(CARF\): Información Clave para Usuarios en Mexico](https://help.arqfinance.com/es/articles/13861059-estandares-de-reporte-fiscal-de-criptoactivos-carf-informacion-clave-para-usuarios-en-mexico.md) - [¿Qué entidades son aplicables a mi cuenta? \(Argentina\)](https://help.arqfinance.com/es/articles/13861372-que-entidades-son-aplicables-a-mi-cuenta-argentina.md) - [Restricción a transacciones hacia y desde CIBanco, Intercam y Vector](https://help.arqfinance.com/es/articles/13869145-restriccion-a-transacciones-hacia-y-desde-cibanco-intercam-y-vector.md) - [¿ARQ reporta mis tenencias en USDc o EURc?](https://help.arqfinance.com/es/articles/15874284-arq-reporta-mis-tenencias-en-usdc-o-eurc.md)