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ARQ Card: is it debit or credit?

Updated over 2 weeks ago

The ARQ CARD, available in both physical and virtual versions, is a secured credit card backed by the balance in your ARQ account.


How does the card work?

Credit limit based on your balance:
The balance in digital dollars (USDc) in your account determines the credit limit of your card.

Example: If you have 100 digital dollars, your credit limit will be 100 digital dollars.

Payments deducted instantly:
Each time you make a payment, the amount is deducted directly from your available balance.

Example: If you make a payment of 60 digital dollars, your new limit will be 40 digital dollars.

No interest or accumulated debt:
By deducting payments directly from your balance, you don’t generate interest or outstanding debt.


Benefits of the card

Full control: Your balance acts as collateral, making it easier to manage your expenses transparently.

Global coverage: Use it to make purchases at any store that accepts Mastercard.

Security: Protected with advanced technology to ensure secure transactions.


Do you have any questions?

If you need assistance or have any questions about your card, contact us through:


Get your card and enjoy the flexibility of a secured credit card!

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